My insurance covered it like siding, they took the depreciation because the pipes were from 1956 and offered an amount that was not worth it with my deductible and then how they would raise my insurance so I paid the $15,000. They offered $3000 before my $1000 deductible so $2000 and I was told what my insurance would go up if I made the claim. The $2000 was not worth it.