As a veteran of exactly one DVC trip (but many non-DVC), here's what we did the week before Easter....and will repeat again Thanksgiving week...and likely many times again. We left on Friday afternoon (school-age kids), spent Friday night in GA enroute to WDW. Spent Saturday night at PC (AP rate), Sun-Thur at SSR, and Fri-Sat back in PC (AP rate). Departed Easter Sunday.
Here's our rationale....
1) If you're driving and pack properly, it's really not that big of a hassle to move vs the cost.
2) Our kids are still young (and we are young at heart!) and enjoy the larger-than-life theming and food court fare at both PC & the AS resorts.
3) Weekend nights in an SSR studio are 9 - 22 points more than weekdays depending upon the season. Considering we plan two of these trips per year, using points for weekends would represent $360 - $880 of foregone rent opportunity (2 trips, 2 weekends/trip, $10/pt) -- which even minus four value resort (AP rate) nights still will buy some cool stuff. Cool stuff = one (DVC rate) AP and 2-3 character dinners.
4) WORSE than #3 above, extra points spent on DVC weekends represent less days overall we can stay at Disney!
A no-brainer in our opinion, but YBMV (Your Brain May Vary).
PantherFanStan