Dont forget you can rent out your points on the boards here. I have done with expiring points. Not that i want to i would rather be using them myself..but dont let them slip away.I have a trip booked for a week in December 2021. Have already cancelled July 2020 (for a family member), January 2021, May 2021...the only downside (for me) of being a DVC member is that it's tough to book a solid week on short notice. I lost only 23 (banked) points in this UY but I stand to lose another 70 if I can't travel before March 31, 2022. Fingers crossed.
, we are booked for two weeks at the end of Sept into October for the 50th. Fingers crossed we can go. The thought of it happening is what is helping us get thru all this. 
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