So, DH and I have been together going on six years, married since Oct. 04, and we're both out of school. We both feel emotionally that we are ready to be parents, but that financially, we could be better. We are still young (me-almost 25, dh-26), but my question is to all those parents out there: how did you decide when you were ready? Was it a surprise so you just got ready real quick? Did you wait until later in life? I feel sometimes as if I'm trying to overplan things, and that I'll wait until everything is *just right* and then I'll never have kids!!!
Just curious to hear other people's experiences and see if anyone else had this dillemma!!

Just curious to hear other people's experiences and see if anyone else had this dillemma!!