Did not know about DVC before 03 and the timing would not have been right in any case earlier (36 now with 1 child and 1 on the way) - would not have bought without kids
September of 1998. We were going to go on a Disney cruise and looked at the prices (UGH!!) decided it was better to put that money into DVC and enjoy the next 42 years! Since then we have sailed 2x's on the magic and we are staying in a two bedroom in OKW next year. After the 2nd cruise, our DVC vacations will not cost us anything except dues.
Other than our home, it was the best purchase we ever made