I HATE PAYING FOR MEDICAL INS.
The reason I hate paying it, is because it doesn't cover much. Along with paying the medical insurance of almost $800 every other month I have other medical bills to pay, it doesn't cover. It doesn't cover ANY office visit's which can run up to a few hundred $. It does not cover prescriptions. So I'm always paying way more than the $800 because of all the medical stuff it doesn't cover.
When dh had his heart attach a few years ago, it covered 80% of his hospitalization. Did not cover the thousand of dollars for the helicopter ride to the hospital. I had taken him to our local hospital and they wanted him taken to a better medical facility. Then we opted for a procedure to keep him alive and because we didn't leave the hospital for a second opinon they penalized us for $. When all said and done we paid about $10,000 out of pocket.
This is what happens when you have to buy your own ins. and your not in a group.