ruadisneyfan2
DIS Legend
- Joined
- May 20, 2006
- Messages
- 17,632
That's what does us in too - a high schooler and a super-involved middle schooler don't make for a lot of flexibility in when we travel. We're also somewhat weather inflexible - we're not interested in off season travel if it means dealing with a lot of cold or rain. I look forward to it being just DH and I and having just one crazy schedule to work around, but that's a long way off still.
Not being able to do much with rewards doesn't help either. We don't use credit much and even if we put every dime of spending in places that take credit on a reward card, at 1-2% back it wouldn't add up to free airfare for 5 or anything like that. We don't spend much to begin with and too much of our spending is in places that don't take credit cards (including two utility bills and property taxes, all of which charge a 3% "convenience fee" on credit payments).
Have you ever looked into the Southwest Airlines card? We can't charge utilities or property taxes either and really are not big spenders. We pack our lunches for work, drink regular coffee at home, rarely eat out, etc. we only charge groceries, gas, cable bill, cell bill and misc shopping and we still get roughly equivalent to a free one way seat to Orlando every 1.5- 2 months. SW has a very flexible point system for rewards with no black out dates.
Of course it's all worthless if you don't/can't fly SW. Our annual fee is locked in at $59 but I think now it's $69. Higher for the premium card. We easily get our money's worth every year. We are a family of 4 and even if we don't all fly free it's nice when we only have to pay for one way or 1-2 ppl RT