Now that I have a better understanding of the question, let me say that I am now where Kyle *was* in his learning curve. With my Fuji S5200, I shot exclusively in "chrome" color mode, and was very happy with the results, and found that this setting did not adversely affect skin tones, which surprised me (I love Fuji Velvia film, but it really fouls up skin tones).
I'm still very much a learner and experimenter with my D50's, and hope to have things sorted out before we go back to The World in July. I'm toying with just shooting RAW and doing the PP (which I hate) afterward. My assumption, and maybe someone more experienced can confirm this or set me straight, is this:
All digital cameras shoot essentially a RAW image; that is, just the digital data produced by the sensor. A camera that can *record* that data as a RAW file will do so, if that option is selected, while a camera that has no RAW option will process the data using the camera's internal electronics, based on the parameters set in the camera's menu, and record it as the final JPEG file. By the same token, a dSLR or any digital camera that can shoot RAW, can also be set to record the image as a JPEG. That in-camera processing is done based on the parameters set in the menu (saturation, sharpness, contrast, etc). By contrast, RAW images have no such in-camera processing applied to them, and can be manipulated as desired, "after the fact" once they are downloaded to a computer. So, even if you had "vivid", "hard sharpness", "high saturation" or whatever set in the camera's menu, a RAW image would be unaffected, as it is not "processed" in the camera.
Is my understanding correct?
~YEKCIM