We will lose 5 points on July 31. They are in holding and we have no plans to visit before then. AFAIK, can't transfer them. If I could, I'd probably just give them away.
Don't feel at all badly about it. I consider them the "cost of reducing my stress level". We needed another day for our last BWV trip and had to waitlist. Waitlisted for both PV and SV, but really wanted SV to match the rest of our trip. Of course, PV came through first. SV came through just before we left home for WDW and I was happy that we didn't have to move for our last night.
But those "extra" 5 points were worth it - at least I knew we had a place to stay that last night during the time I was waiting and hoping SV would come through.