I disagree with the belief that DVC discounts are as good as TIW. They are more limited ie only 10 %, not at as many restaurants, and many only offer the discount on weekday lunch. We use our TIW card on dinners and we always have an adult beverage or two with dinner. We buy the TIW card on the years we plan on taking 2 trips in less than 12 months. Yes, it is less attractive as the price went up, but we still save a lot over 2 trips