What if…

I am buying direct for the Blue Card for the same reason (VDH). Maybe a little FOMO too, but mainly the unrestricted points for new resorts. On my last two trips I was surprised how many places rejected my Disney VISA discount when dining out, so on this last trip to Disneyland I tracked my expenses and saved around $50 in discounts not covered by the Disney VISA. May seem small but over time these extra Blue Card discounts will add up. I didn’t know how much I would enjoy the exclusive lounges too! 😂
In many places the dvc discount is better than the magic key so I always say im dvc
 

I feel like it costs a lot more…50 per point adds up when it’s 200 points. I definitely don’t need Home advantage at Riviera.. I would just like the option to stay there and the others

Do you like 1 bedrooms? If so, that is where having home resort advantage can play a nice role to grab RV over PV.

Those extra points add up…with studios, the difference is manageable if you have to take PV.
 
I bought two BLT resale last year in summer then added Poly direct end of September. My trip is not until this June. Every time I want to buy more points, I come to the board to justify why I shouldn’t make any further decisions until we make to our trips in June. I almost agreed to an offer to Riveria resale thinking I don’t want to “waste” my direct points there when I can buy a cheaper points to stay. The reality is I would need to pay 12K -20K to be able to do that. Let those money sitting in bank along will give me enough return to get one night at riviera to experience. Why should I lock myself in for a commitment that I’m just imaging I would like. Haha. I agree make trips with what you have and enjoy before making any decision. AKL refurb looks great and great points for 1 bedroom. I’m so looking forward to stay in summer.
 
FOMO & the grass being greener on the other side is DVC marketing in action.
Membership benefits will change just as they have in the past. They are already rolling out ‘extra’ benefits like longer hours at the lounges for those willing to pay just a few dollars more per year. Maybe in the next couple of years the now free benefits will become even more monetized, just like formerly free FPs are now expensive LLs you pay for.
Initially OKW buyers got free park passes, it wasn’t that long ago that there were separate DVC APs & how discounted they were varied. For a while they weren’t even selling new APs to anyone.
The minimum number of points to qualify could change as well, it could go up as it has in the last several years (from 0 to the current 150) or, if the economy impacts DVC, maybe it’ll go down 🤷‍♀️.
The whole trust model of ownership could skew availability in ways we can’t predict diminishing the value of non home resort access - as it has in other timeshare systems.
If you want to stay at Riviera, rent some of those AKV points out & use the money to rent a Riviera reservation.
Meanwhile, start tucking away cash so that you’re ready to buy direct points when a new resort that you really want to own opens up.
 
I watch resale values - just out of interest, as we've never purchased via resale - and the AK resales float around $98-102/pp, which is what we purchased it for in '08. Judging by the avatar picture of your account, I am guessing you purchased after '08 so it would seems like selling AK to purchase at direct at SSR would be a loosing economic decision. JMO.

How much is it currently floating at per point for a 50 point contract? I have found some resources but now sure how accurate they are.
 
Concur with dvcforless.com as a great resource. Another good resource is dvcrofr.com which has a pricing tool and also collects data from the ROFR thread, although that site is a bit more wonky, for lack of a better word.

Another tool I think is informative is the dvcresalemarket.com "instant sale" tool. It will give you both their "instant sale" price and their broker opinion of value. I sort of look at those two prices as the low and high end of what is possible when making offers on a resale contract. A seller, even a desperate one, isn't probably going to go lower than that instant sale price and, if they're asking for more than DVCRM's opinion of value, they're probably asking for too much.

Another source of negotiation that is more complicated is who pays/reimburses for closing costs, current year dues, and the $500 contract administration fee. Sometimes a seller is more willing to negotiate those things than they are price/point and vice versa.

And, different brokers (and even sometimes different agents at the same broker) treat offers very differently. Some just act as conduits to relay offers. Others will gently massage your offer to reach a deal. The brokers will tell you they don't represent the buyer or the seller, but remember, they make a commission that is based off of the price/point. And some even charge a separate fee on top of that commission. You can come to your own conclusion about where their motivations lie.
 
dvcforless.com has a wealth of information with regards to resale listings, historical sales figures, etc.
Yes, you need to use this to help find as many options as possible.


Saw that but is that the listed price per point or the sale price per point? For instance, I’m reading people talking about AKV at close to $100 per point and that’s showing AKV around $120 per point.
It’s called haggling, you make an offer and people respond with a deal or another price.
You can see what people are getting them for, and you can see the asking prices, so just find the one you want and make an offer you think is fair. 8-)
 











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