I bank at a regional banking system which is not available in CA (it is headquartered in my metro and is available in 5 states). I've been overall pleased with them and have banked with them for nearly 10 years at this point. The one thing I don't like is that only their credit card system can have my name hyphenated. Their other system for savings, checking, debit accounts cannot. I can have my credit card with my name hyphenated but then because of their systems I cannot connect my mobile banking (which I use 99.9% of the time) accounts to the credit card mobile banking account as their system would see me as two different people. With that bank I have a credit card, a checking account for me and then with my husband a joint checking account and a joint money market account. Both the joint checking and joint money market earn interest just not much interest. My husband then also has a checking account with them.