I love charging as much as possible to the Magic Band, after my last trip. I got a credit card that gives 4.5% back on hotel/dining charges (good toward future travel), and since everything is billed to your room (including merchandise) it was a nice bonus! Of course, you can also buy Target gift cards for 5% off with a RedCard, but this was pretty close.
As for things that can't be charged to a MagicBand, I believe FuelRod (portable phone charger kiosks) only take credit cards.
I have the Disney Chase Premier CC, so if it charges back to my room, which is a Disney Moderate Resort, I will still get 2% in rewards points when the hotel bill is charged, no?
You can go in the nearest store, pay for the balloon then bring the receipt and get it. So you can still technically pay for a balloon with the band[/QUOTE
You can't use the magic band to tip at the Harmony Barber Shop, which makes no sense since we could charge the haircut. fortunately we were able to stop back with cash when we came back after our nap.
Vending machines in the Resorts by the rooms
Vending machines in the Resort Laundries
Vending machines at the resort Bus Depots
Lockers in the Value Resorts
Lockers by the Park Bus Depots