What are your recent experiences requesting exceptions to the 50% borrowing rule?

[DisneyRegulars]

Can you please share your recent experiences with requesting exceptions to the 50% borrowing rule? How much extra did you request? Was it granted or not? What resort was it at? Was it at 11 months or other time frame? I’ll need to make a request in August for two points minimally, but would really actually like 36. I’m driving myself crazy making all sorts of alternative plans in the chance it’s not granted.

I’d love to hear how your requests have gone.

 

[SleeplessInTO]

I asked to borrow an extra 10 points not realizing that I’d already borrowed it (so wanted 75 on a 150 contract but turns out 10 was already borrowed due to a waitlist filling).

I was denied. They wouldn’t let me borrow 85 total.

 

[Tauwillow]

In february we needed more points at our 7 month window for AKL. I can't remember how many points we needed, but it may have been around 25. We were granted the exception.

 

[stwaldman]

Can you please share your recent experiences with requesting exceptions to the 50% borrowing rule? How much extra did you request? Was it granted or not? What resort was it at? Was it at 11 months or other time frame? I’ll need to make a request in August for two points minimally, but would really actually like 36. I’m driving myself crazy making all sorts of alternative plans in the chance it’s not granted.

I’d love to hear how your requests have gone.

We've had a couple of "exceptions" which I'll stay vague on but say that they were minor in nature and had justifiable reasons why member services was willing to help us out. They were both in proper "COVID times" and within 7 months and I think that is part of the reason we got help, as they were fairly minor asks that helped remove excess points from the system and neither exception was a big disservice to other members (one trip was when vaccines just rolled out and hotels were still at pretty low capacity).

I would say just call and explain your circumstances/need, and frankly be willing to call more than once and see who picks up and how helpful they are feeling. If this is for august and its only a few weeks out, MS might be happier to see somebody using the points up and getting their trip over with without fuss rather than risking the same room sit empty. Worst they can say is no.

 

[ParkHoppers]

Exception for 6 points over the 50% on Friday.

 

[CarolynFH]

Exception for 6 points over the 50% on Friday.

Do you mind posting what time frame you were booking in, i.e., were you borrowing for a stay within the 7 month window or farther out, in your home resort booking window?

 

[TonyCnLV]

I was able to borrow 2 pts over the 50% limit to make a reservation for copper creek, but it’s within the 7 month booking window for a stay a few weeks from now

 

[ParkHoppers]

Do you mind posting what time frame you were booking in, i.e., were you borrowing for a stay within the 7 month window or farther out, in your home resort booking window?

We were at the 7 month window for a trip in early February.

 

[CarolynFH]

We were at the 7 month window for a trip in early February.

Thanks - trying to figure out whether length of time before desired checkin date plays a role in success borrowing more than 50% or not!

 

[JStarr]

Seems that they just lifted the 50% rule TODAY! YIPPEE.
I was able to borrow full points from 2024 UY.

 

[paults]

glad to hear they lifted the rule of 50%.