We fell off the wagon

[momz]

We've been following Dave Ramsey's plan for budgeting and getting out of debt. We recently met a significant goal of paying off a credit card in February. This card had been as high as $17K plus, now it's GONE!!! What a great feeling. But, once that was done, we went on a bit of a spending frenzy. I think we had been "living like no-one else" for a long time, and consequently, once we didn't have that big payment going out, we spent the money on things that had been long neglected. I don't feel bad about it at all, everything was paid in cash, and all of our bills have been paid on time. But it's time to get back to it. We hashed out a new budget and found that after all bills are paid, and all envelopes are funded, we have about $800 remaining. So that's a big enough "shovel" to get our other debts taken care of. Dave Ramsey's plan is working for us!!!!

 

[dissybroad]

howdy! congratulations for your progress and avoiding getting back in debt. today's day one, just get back on that wagon and keep up the good work

 

[gabriellyn]

That's great news! Congrats and jump back on!

 

[copprbottm]

Congratulations that is a huge accomplishment...... And the left over cash is no chump change....

 

[Kickapoo Joie Juice]

what wagon did you fall off of? It sounds like you're doing great!

maybe the debt wagon? that's a good one to fall off of.

try and stay on the turnip ones, though...

 

[dreamer03]

Congratulations. My husband and I are working with our youth pastor along with the Dave Ramsey plan. Our goal is to be credit card free. That will be a huge step that it sounds like you have already accomplished.

 

[dizluvah]

If you feel you slipped - it is not all or nothing - you are doing exactly the right thing by developing a new plan and hopping back on your wagon! Congrats - I know it is difficult to stop the habit of using CCs and even more difficult to have the discipline to pay them off - that is an awesome accomplishment. I hope sometime next year to be able to post something similiar about us paying off a huge cc! Continued Success!!!