No problems with the questions. It was a big decision for us also. To answer your question, we did not deal with a real estate agent. What happened was 2 years ago we rented a house from floridalesiure.com, because we were a large family group 8 adults and 3 kids. We greatly enjoyed the house we rented (at Sunset Lakes) and began talking about maybe someday getting our own. THe next year (this past September), my DH and I stayed onsite with our 3 children and loved it!!! We thought, maybe a house just wasn't for us because we loved staying onsite soooo much. We took the DVC tour and when we came home we discussed it all with my f-i-l. Due to many financial reasons, my f-i-l decided that he did not think the DVC was the best choice for us (my DH and I +kids) and them (m-i-l/f-i-l). We then began to seriously think about looking into a house. His boss then rented a house at Windsor Palms and while on vacation there decided to buy one. He brought home all the materials, and we began to look at them. We then decided that because we were repeating the original big family trip this coming November that we would all check out the property in person, then. We would rent a house from the then. And then decide. Well, when I called to make the reservation, they stated that a lot of lots were selling and that to get our first choice location, buying sooner than later was advised. Wether or not this was a sale tactic, a lot of lots sold the 2 days we were there. So I did some internet research on relative prices of homes in Florida, locations etc and decided that it seemed to be good for us. We then flew down last Monday spent the night signed on Tuesday and came home. Monday was the first time we had seen it live and in person. My f-i-l decided that we should sign with the management company that helped us look around, along with a builder and rep of Windsor Palms. This is the only place were we were in disagreement. I think we should have looked around a little more, because this company is very demanding in what furnishings,amenitites that they want you to offer. Also, they are not responsible if tenants break anything. I don't think that any money will be made off rentals. I really don't. I hope that rentals will offset some of the costs, because it is pricey. But less so than our home state. My f-i-l has a vacation house on a lake in NH that cost 4 times the one in FL. Just the costs of different locations I guess. We were lucky because we didn't have to go it alone. We would never have been able to do so. If you have any more questions I would be happy to answere them. Good luck on your research.