I'm not saying that VGC is the right resort for you, but here's some additional food for thought.
VGC is by far the smallest DVC resort. If you hope to vacation at the Grand Californian in the future, owning there (and booking more than 7 months out) will be critical during periods of high demand.
It's also entirely possible that VGC's resale value will be higher than most WDW properties given the contract end date and small supply of points available.
Your salesperson was exactly correct that Home resort is meaningless to you now. Any additional dollars paid to own elsewhere could be money down the drain UNLESS you someday begin planning more than 7 months out AND want to visit Walt Disney World AND end up buying points in the resort that is actually your preferred destination.
It's up to you to decide whether it's wise to consider owning elsewhere at a higher price point (or shorter ownership duration, or higher annual dues) on the off-chance that such changes may someday work to your benefit.
I agree that buying for the trading opportunities is not necessarily wise. If Hilton Head, Vero and Hawaii are appealing to you, that works in DVC's favor. But again those are destinations where you need to plan well in advance in order to secure a room during periods of peak demand.
VGC is by far the smallest DVC resort. If you hope to vacation at the Grand Californian in the future, owning there (and booking more than 7 months out) will be critical during periods of high demand.
It's also entirely possible that VGC's resale value will be higher than most WDW properties given the contract end date and small supply of points available.
Your salesperson was exactly correct that Home resort is meaningless to you now. Any additional dollars paid to own elsewhere could be money down the drain UNLESS you someday begin planning more than 7 months out AND want to visit Walt Disney World AND end up buying points in the resort that is actually your preferred destination.
It's up to you to decide whether it's wise to consider owning elsewhere at a higher price point (or shorter ownership duration, or higher annual dues) on the off-chance that such changes may someday work to your benefit.
I agree that buying for the trading opportunities is not necessarily wise. If Hilton Head, Vero and Hawaii are appealing to you, that works in DVC's favor. But again those are destinations where you need to plan well in advance in order to secure a room during periods of peak demand.