veteran help needed

[pamkat1820]

Here is my question.... if I purchase 2 100 point contracts with the same UY for example 100 points at BCV and 100 points at SS

I asked this question at a tour and I do not believe the information was correct.

I was told that I could book a stay at BCV using all 200 points as long as “at the time of the stay” all 200 points are available and book it at the 11 month mark.

My understanding is that at 11 months I could only book for a stay for 100 points at BVC because I only have 100 points at that resort. I would have to wait until 7 month mark to use the other 100 points because they are not allocated for that resort..... or I would have to borrow from the next UY from the BVC points to use them at that home resort.... correct?

The SS 100 point would have to be banked for a different vacation

I just want to do things correctly before I mess up a huge purchase because of incorrect information. It’s really not saving much money to be honest. But that money could go towards APs

 

[starry_solo]

Each resort retains their own home-resort booking advantage.

So, if you wanted to use 200 BCV points, you would have to use current year points (100) and borrow from the next use year (100). You cannot combine the 100 SSR and 100 BCV points to make 200 points at the 11-month home-resort booking advantage.

 

[Ben E N]

The information you got on the tour is not correct. Your understanding is. You could either use banking and borrowing to get 200-300 points to use during the home booking period, or wait until 7 months out to combine the two contracts.

 

[pamkat1820]

But if I wait until 7 months could I use all 200 point from both? If that what the guide was saying but it’s a gamble on whether the availability will be there, right?

 

[_auroraborealis_]

But if I wait until 7 months could I use all 200 point from both? If that what the guide was saying but it’s a gamble on whether the availability will be there, right?

Correct, particularly if you wanted to combine for BCV.

 

[Deb & Bill]

You might get BCV at seven months out during the summer months, or early May, late January. But not the rest of the year.

 

[Firepath]

But you could combine them and stay at SSR almost anytime you want! Probably not a good use of those pricey BCV points though. We actually like SSR and don't own there.

 

[Ben E N]

You might get BCV at seven months out during the summer months, or early May, late January. But not the rest of the year.

Even with that I had to waitlist a studio in July, and that was after logging in right at 8 am Eastern to try to book it.

 

[AnnaS]

If you own BCV points, you always take advantage of your 11 month booking.....there is a reason why they are pricey

 

[pamkat1820]

I’m looking at definitely purchasing 200 points this February just trying to get the most for my money point wise. Ideally I would like a 2 bedroom every other year for a week at either BCV or BWV with borrowing and banking for the next 4 - 8 years then doing 1 bedroom when my mom can’t travel anymore and going more frequently after that. Later on we will add on smaller contracts direct to give to our kids that is our game plan at the moment.

I just wanted to clarify the information I had this gut feeling the guide was incorrect and I asked again he gave the same response even asking again that is at the 7th month mark, .

 

[SG131]

I’m looking at definitely purchasing 200 points this February just trying to get the most for my money point wise. Ideally I would like a 2 bedroom every other year for a week at either BCV or BWV with borrowing and banking for the next 4 - 8 years then doing 1 bedroom when my mom can’t travel anymore and going more frequently after that. Later on we will add on smaller contracts direct to give to our kids that is our game plan at the moment.

I just wanted to clarify the information I had this gut feeling the guide was incorrect and I asked again he gave the same response even asking again that is at the 7th month mark, .

So if you want to get the most for your money and aren’t planning to travel regularly enough to use the AP is there a reason you are buying direct instead of resale? You could get your 200 pts all at beach club for a lot less. It sounds like you need to buy all your points at beach club. Keep in mind if you borrow points from next years use year to make the reservation at 11 months you cannot modify your reservation to use SSR points at 7 months. So with your current idea every other year you would need to stay at SSR or get lucky and find somewhere with availability at 7 months which is getting difficult depending on the time of year. When do you travel?

 

[pamkat1820]

So if you want to get the most for your money and aren’t planning to travel regularly enough to use the AP is there a reason you are buying direct instead of resale? You could get your 200 pts all at beach club for a lot less. It sounds like you need to buy all your points at beach club. Keep in mind if you borrow points from next years use year to make the reservation at 11 months you cannot modify your reservation to use SSR points at 7 months. So with your current idea every other year you would need to stay at SSR or get lucky and find somewhere with availability at 7 months which is getting difficult depending on the time of year. When do you travel?

 

[pamkat1820]

I work for the school system so mostly in the summer which really stinks but it is what it is. I can’t change that. We were pretty much set on purchasing all our points at one home either BCV or BWV but then this guide had me questioning things that I thought I was sure about. I figure this was the right place to go to for correct information!

Thank you everyone!

 

[bumbershoot]

I work for the school system so mostly in the summer which really stinks but it is what it is. I can’t change that. We were pretty much set on purchasing all our points at one home either BCV or BWV but then this guide had me questioning things that I thought I was sure about.

But the question asked was...

So if you want to get the most for your money and aren’t planning to travel regularly enough to use the AP is there a reason you are buying direct instead of resale? You could get your 200 pts all at beach club for a lot less.

 

[zavandor]

I work for the school system so mostly in the summer which really stinks but it is what it is. I can’t change that. We were pretty much set on purchasing all our points at one home either BCV or BWV but then this guide had me questioning things that I thought I was sure about. I figure this was the right place to go to for correct information!

Thank you everyone!

Currently the summer is a very slow period for DVC and it's not impossible to find availability for a 2BR at BCV or BWV. But DVC is in the process of changing the point charts and that may change. In 2021 the summer will be slightly cheaper. Probably not enough to cause a huge shift of demand, but that may have been just the first step of a larger reallocation.
So long term, if you really want to stay at a certain resort and you would be really upset if you cannot get it, then buy all your points there.
If you've flexibility, both in adjusting travel dates and you're willing to stay at SSR when you cannot find BCV or if you want to stay at different resorts over the years, then buying cheaper points could be a good strategy. But do not buy SSR because right now getting BWV is easy during the summer, that may change.

 

[pamkat1820]

I have done a ton of research and after our last cash trip we are done “donating” to Disney. We went on the tour and it’s frustrating sitting there saying no I think that is the wrong information and the guide is saying nope that’s correct. Some ppl don’t know about the disboards .

We was pushing me to get a December UY, I said I don’t want December I will be traveling in the summer. I rather have a UY when I need my points. He told me UY are not that important?? Really not sure I agree with that statement either.

Thank god for the Dis!

 

[zavandor]

We was pushing me to get a December UY, I said I don’t want December I will be traveling in the summer. I rather have a UY when I need my points. He told me UY are not that important?? Really not sure I agree with that statement either.

I bought a December UY because I though I would go mostly in January, but my last two trips has been in September and I think I like it better than January.
It's not a tragedy, I can still make it work. Having to travel from Europe I book flights very early to get good prices so once I lock in my travel dates I never change them and if I have to cancel because of an emergency the flight cost would be still the biggest expense I would lose, while I could rent the reservation last minute to get something back.
From this point of view UY may not be that important. For example if you find the perfect resale contract in size and resort that is usually hard to find, then I'd say a less than ideal UY shouldn't stop you from buying it.
However, since with direct you have your choice of UY, it's silly not to choose the right one (for the current needs). And it's even sillier from the guide to push for a specific UY, putting the sale at risk.

 

[Jenniebee]

I was told that I could book a stay at BCV using all 200 points as long as “at the time of the stay” all 200 points are available and book it at the 11 month mark.

This might be just semantics and how the guide phrased it. But They are correct that you can use 200 points to book BCV at 11 months, if you are banking and/or borrowing.

So if you have a 100 pt contract at BC and 100 pts at SSR, then what you have is access to 600 points to book with, but separated by resort to be 300 and 300. So if you want to stay at BCV, and you are booking at 11 months, it is possible for you to at least have 200 points to work with, as long as like the guide said they are available at the time of stay.

So for example year 1 you stay at BCV using Year 1 and Year 2 points.

Year 2 you use SSR points that you banked, and so on.

I think that is probably what your guide meant? I know sometimes they can get details wrong (cough cough) but I hate to think they would outright lie about a crucial part of how it works.

Also I would also ask if there is a reason you would not consider resale? The direct prices for both of these are much higher than what you can buy them for resale, and you are not getting much in return.

 

[Chuck S]

I kind of tend to agree with the guide that use year isn't important...at least not to most members. I have a June use year, and I have traveled in January, May, June, September , October and December. The main thing is, just know when your banking window is, AND during some travel periods, if you have to cancel, you pretty much have to eat those points. So far, I haven't lost points because of my use year. That said, I don't think I'd care for a December use ear, just because it is an 11 month offset from the calendar year...it would just be weird for me to start my 2019 use year in December 2019.

 

[_auroraborealis_]

At this point, getting an economic return on BCV direct is unlikely. Can't buy that many passes. The restriction on use at RIV should be irrelevant, as buying BCV to use anywhere but BCV is irrational and a poor value.