Another tip is to purchase
trip insurance through
www.insuremytrip.com or one of the other online trip insurance companies, which would protect you against fraud. If you pay using a credit card such as American Express, or even Visa, you would also get some additional protections, as they tend to side with the consumer in cases of fraud, although it's very rare in the VRBO industry, especially near Disney. You could also rent through a local reputable management company, although you can expect to pay a higher rate as they take a "cut" of the profits.
Given that Hurricane Dean is ruining people's vacations in Jamaica, Cayman Islands, and shortly Cancun at the moment, there's more than 1 reason to protect your vacation investment with trip insurance! (It's not that expensive either!).
Just wanted to point out that you may not have as much protection from your credit card company.....most of the homes I've been researching have said that final payment has to be made 2 months before you arrive. The credit card law for disputing a charge is 60 days from the day the charge appears on your bill. If your bill issues right after you make that 2 month payment, you may literally have a matter of days after you arrive to file your dispute. If you pay earlier than the 2 months, even by a week or two, you could find yourself just outside the legal window of 60 days to dispute when you arrive and find you've been scammed. I've been researching renting a home near WDW for about a month now, and have only found ONE report in all the websites and message boards that I've found that talks of being taken....and in this case it was that the house was pretty run down, even though the photos on the owner's website showed immaculate conditions. The photos of the renter showed a lot of damage to the walls including a hole behind a door knob, mold in the showers, a kitchen sink with chips out of the enamel, things like that.....not totally unliveable (except maybe the mold) but certainly not the beautiful home that was pictured.
I've also read on Dis about one renter who arrived to find the home unliveable and that another owner from the Dis allowed them to stay in their home in the same neigborhood, I think for free. It didn't say whether any recourse was sought or won from the original owner....the comment was more in passing, not a complete discussion about the situation.
I too am nervous about plunking out a couple thousand dollars sight unseen. I'm seriously considering asking the owners if my Mother in Law can drive by the property....it won't show us mold in the shower, but a lot can be said about a property by it's outside. I can't imagine an owner keeping the lawn and outside of the house up and letting the inside go to pot (ok, maybe it can happen of course).
The other thing I keep reminding myself is that unlike renting a house in my state, these are VACATION rentals and an actual INDUSTRY in Florida. THey are regulated, must be licensed and I think I read that they are inspected on occasion. I'm going to research to find out if it's possible to learn anything from the government about the license/inspection and/or any complaints they have received. I don't know how often they're inspected, so that might not help, but I figure I really need to try everything to insure that I'm making the best possible informed decision.
I can't imagine going to Florida during Hurricane season, lol.....I'm a California girl....give me a 8 earthquake over a hurricane anyday! I don't think I could handle the anxiety of knowing it was coming....an earthquake it happens, you hopefully can crawl out from the wreckage and rebuild. A hurricane you have to sit and watch TV telling you for a week how it's going to destroy everything in it's path, and there is nothing you can really do. Leaving would save YOU, but not your house and everything you have built for a life there. Yeah....surprise me, then I don't have a heart attack from advance anxiety, lol.