It really is not worth it to stay at one of the other resorts on points.
Just for example... If you stayed at the Beach Club Villas for a week in a studio during slow season you would be using 104 points (Sun-Thurs would be 12 points per night with Fri and Sat being 22 points per night). If you wanted to stay at the Yacht Club the same time of year in a standard view for a week you would be using 301 points (Sun-Thurs would be 35 points per night with Fri and Sat being 63 points per night).