67 Points are currenlty required for a Cat 11 standard inside stateroom for most of January. The exception is a Jan 2 sailing which is 104 points. If the 1/4/07 cruise falls in the same price point, it's likely to be 104, also.
67 points isn't bad, considering that Disney wants $1400+ for 2 people for that date now (you could rent your points to someone else for $10 - $11 and still not have enough). However, if it's 104 points per person, you would be better off renting those point sto someone else and paying cash for the cruise. However, if you have to 'use or lose' the points, a cruise is a good way to do it!!