using banked points

AdamsMum

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I have 61 banked points over 3 contracts, 12 on one contract, 40 on the second, and 9 on the third. I'm booking and its showing those points expiring end of 2026. There are other 2026 uy points on those contracts. Will they use the banked ones on all first? I don't want to be left with banked points after this. MS is showing more than a 30 minute wait.
 
For those wondering, the online system is programmed to take restricted points first (banked, borrowed, transferred, holding, not necessarily in that order) from all contracts that have them (and are checked to be used for that reservation) before it takes current points from any of those contracts.
 
But if I use my 11 month advantage to book resort A, but I don't have any banked points from resort A, my banked points are from resort B, will they use those banked points, or in that case, will they only use my resort A points, since those are the only points that "qualify" for the 11 month window?
 

But if I use my 11 month advantage to book resort A, but I don't have any banked points from resort A, my banked points are from resort B, will they use those banked points, or in that case, will they only use my resort A points, since those are the only points that "qualify" for the 11 month window?
If you don't check the resort B contract as one to be used on that reservation, no, it won't pull the banked points from resort B. It only pulls from the contracts you have checked, and of course you can't check the resort B contract when booking resort A at 11 months.
 
But if I use my 11 month advantage to book resort A, but I don't have any banked points from resort A, my banked points are from resort B, will they use those banked points, or in that case, will they only use my resort A points, since those are the only points that "qualify" for the 11 month window?

Banked and borrowed points still follow the rules of the resort priority window.
 










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