In addition to negotiating a fair replacement value, ask them to cover your tax and title/transfer fees as well.
I love the DIS boards - you guys help me think of all these things that I wouldn't be able to come up with on my own.
Update - damage to the van is boarderline. Waiting on the actual estimate from the body shop and adjuster to take a look. My agent said that I could probably push a little and get it declared totaled if the estimate didn't do it. The boy was driving his sister's car and has come up with the name of an insurance company that supposedly she has the car insured with. He has until 3 pm this afternoon to produce proof otherwise a warrant will be issued for his arrest (that wasn't my call - - it was the sergeant at the police station that made that call). I couldn't do that - - he was one of my 7th graders from 6 years ago!
I keep thinking about all the hidden problems that this might cause further down the line if I push to just get it fixed. I was going less than 5 miles an hour (had just taken my foot off the brake from being stopped) and he was going around 40 - 45. Even though the engine wasn't part of the impact - what kind of damage could surface later that would have never been a problem if the wreck didn't happen?
Been looking at cars online
While I would love to have a new car, I am just about sick with the thought of adding a car payment!!
It gave her tons of room and extra space besides her trunk. Now that they have 2 more to foster to adopt the van is full to the gills, so that doesn't work anymore, but I can't think of a better reason!
I downsized to an Optima. I don't think it will be comfy for 7 though.
I love the DIS!!