A little tricky:
1) If you have an ADR prior to 11:00am, you are charged for breakfast.
2) This counts even if you are actually seated past 11:00am.
3) However, if you check-in at or after 11:00am, you will be charged for lunch.
. . . this is actual check-in time, NOT the time you are in line waiting at the podium
. . . and, sometimes the line gets long with other diners trying to pay for breakfast and also get lunch
. . . thus, if you arrive right at 10:55am, you might not be checked-in until after 11:00am
. . . so, make sure you are 15-20 minutes early for your ADR *
4) Basically, if you are seated after 11:00am DUE TO TUSKER, you are charged for breakfast.
5) If you are seated after 11:00am DUE TO YOU, you are charged for lunch.
* If you are waiting in line for a ride or attraction, make sure you have plenty of time to get to the podium. They don't take long-ride-line-waits as an excuse for being late for your ADR. (Although, for very early ADR's, they sometimes take into consideration late or overly crowded buses. If there are LOTS of late people, they call and verify late buses and do not penalize you or put you at the end of the line.)