dosekies
DIS Veteran
- Joined
- Mar 23, 2017
A little backstory: I am 24 and my fiancé is 23. We both currently still live at home until we can afford to get our own place. Luckily, we live within 10 minutes of each other and both of our families are ok with us staying over so we are together very often.
My parents raised me to think about money and how I spend it. I make sure to budget and save what I can and do not make big purchases without thinking about them first. I graduated college 2 years ago with about 60k in student loans. Since then, I bought a great used car for about 15k which I paid off in 10 months and have also paid about 15k towards both of my loans. Personally, I think that is a pretty good start for me!
My fiancé's family is the exact opposite. They seem to buy what that want because they want it and worry about paying it off later. They go on vacations that they can't afford and then complain that they can't fix what they need to in their house. It bothers me so much!!!!! My fiancé currently has a motorcycle payment that he still owes a decent amount on, but he also needs a new car. I am trying to get him to understand that he cannot afford a nice truck or jeep like he wants. He needs to get something that will work for him, but that he can also afford to pay for. We are trying to get married and move out, so a 40k car isn't really realistic for him because he does still have that motorcycle payment too. But every time I think I'm getting somewhere with him, his dad comes in and brings him back to 'oh you need a truck' without thinking about the financial aspects.
How can I get him to see that he can't afford it!? I don't understand how his family thinks this is ok!!!!
My parents raised me to think about money and how I spend it. I make sure to budget and save what I can and do not make big purchases without thinking about them first. I graduated college 2 years ago with about 60k in student loans. Since then, I bought a great used car for about 15k which I paid off in 10 months and have also paid about 15k towards both of my loans. Personally, I think that is a pretty good start for me!
My fiancé's family is the exact opposite. They seem to buy what that want because they want it and worry about paying it off later. They go on vacations that they can't afford and then complain that they can't fix what they need to in their house. It bothers me so much!!!!! My fiancé currently has a motorcycle payment that he still owes a decent amount on, but he also needs a new car. I am trying to get him to understand that he cannot afford a nice truck or jeep like he wants. He needs to get something that will work for him, but that he can also afford to pay for. We are trying to get married and move out, so a 40k car isn't really realistic for him because he does still have that motorcycle payment too. But every time I think I'm getting somewhere with him, his dad comes in and brings him back to 'oh you need a truck' without thinking about the financial aspects.
How can I get him to see that he can't afford it!? I don't understand how his family thinks this is ok!!!!