Trip Insurance????

[fireside1868]

Does anyone purchase the Travel Insurance thru DVC?? We are driving there in Oct. and kind of worried about hurricanes. Any thoughts or advise.

 

[OKW Lover]

Trip insurance is a difficult thing to figure. You need to consider just what is covered and what the chances are that you'll need it.

If it's hurricanes you are concerned about - remember that most airlines will allow you to reschedule flights at no cost if their schedules are affected by the hurricane. Also remember that WDW has closed due to weather only one day in its history.

So consider;
What are the chances that you'll actually miss your trip?
What are the chances that you'll actually be out $$$ if something happens?
How much is that worth to you?

 

[fireside1868]

We are driving so Im not worried about airline. I guess Im more worried about points,tickets and DDP!! How does that work?? Would the ins cover your points and tickets??? Thanks for your reply

 

[Plutofan]

I have not looked into the trip insurance but from what I recall from other peoples posts is that they only refund you about $5 per point. Also from my understanding is that your only option for trip insurance may be going through Disney since most will not cover points. I would definitly call Disney MS to get details.

 

[bobbiwoz]

I would call soon. I am pretty sure that you cannot buy trip insurance if you are into penalty phase time. I think that's 30 days out.

Bobbi