Travel Insurance: WHICH? Best Buys

[Goofyish]

Here are the WHICH? Magazines Best Buys for travel insurance for a 17 day US trip and for annual cover. I've included information for families and adult 70 to 74 years of age. If you want to know the best buys for single adult, 65 to 69 yo or 75+ then let me know.

<b> US 17 Days </b>

<u> Family Cover </u>

www.travel-Insurance-Web.com:
https://www.travelinsurers.com/

Primary 1, Super plus:
http://www.primaryinsurance.co.uk/General/default.asp?PageType=3&Screen_ID=63&Module=Travel&Affid=2l

Travelplan Direct, Prime:
http://www.travelplan-direct.co.uk/splash.asp

Direct Travel, Standard:
http://www.direct-travel.co.uk/

Leading Edge, One Trip:
http://www.leadedge.co.uk/

Simple, Single Trip:
http://www.simpletravelinsurance.co...PageType=3&Screen_ID=63&Module=Travel&Affid=2

<u>Adult 70-74 Years </u>

InsuranceGo, Single Trip:
http://www.insureandgo.com/

Lloyds TSB
https://www.insurance.co.uk/session...Travel&BrandID=Insurance&Promotion=LTSBDOTCOM

Go Travel, single Trip:
http://www.gotravelinsurance.co.uk/

Accomplish Travel, Single Trip:
http://www.accomplishtravel.co.uk/

Policy Direct, Single Trip:
http://www.policydirect.co.uk/

<b> Annual Policies </b>

<u> Family Cover </u>

www.travel-Insurance-Web.com:
https://www.travelinsurers.com/

Simple, Annual Multi Trip:
http://www.simpletravelinsurance.co...PageType=3&Screen_ID=63&Module=Travel&Affid=2

Direct Travel, Standard:
http://www.direct-travel.co.uk/

Atlas Direct, Comprehensive Travelplan Direct Prime:
http://www.atlasdirect.net/

<u>Adult 70-74 Years </u>

Coventry Building Society

TagDirect, Annual Multitrip:

CIS 2, home options
http://www.cis.co.uk/

Lyoyds TSB
https://www.insurance.co.uk/session...Travel&BrandID=Insurance&Promotion=LTSBDOTCOM

AA Multitrip:
http://www.theaa.com/services/insuranceandfinance/travel/index.jsp

 

[Miffy2003]

Thanks, Tim!

Karen

 

[Bexx]

Very useful - many thanks.

 

[rob@rar.org.uk]

Thanks Tim, very helpful. What criteria did Which? use for "best buy"? I guess it wasn't just price? Did it also look at levels of cover and what was exclusions there were from the policies?

Having seen a friend get into a lot of financial trouble becuase he thought he was covered by his travel insurance but in reality he wasn't, I like to make sure that my insurance is as comprehensive as possible, even if it means paying a bit extra for it.

Regards

Rob

 

[Hilary]

Thanks for posting these links, Tim

When was this report compiled? I think it's worth bearing in mind that 'best buys' are constantly changing and it's always a good idea to get a few quotes to compare current prices.

 

[Kenbar]

Would anyone know if you can you insure your whole group (party of six) as a family if you're all not related?

Ken

 

[Goofyish]

<b> WHICH? Best Buy Criteria </b>

At least £2 million in medical cover in the US including air ambulance to get you home.

At least £1,500 of baggage cover.

Cover fo cancellation or curtailment of your trip, and the costs of getting you home (e.g. if a close relative falls ill).

Personal liability cover of at least £1 million.

A 24 hour emergency line and cover for legal expensies.

Mmebership of the Financial Ombudsman Service or General Insurance Standards Council.

 

[Goofyish]

I had a look at some of the family cover and they only seem to include you, your spouse and any dependant children. It may be worth contacting a few of the insurers to see if they do special 'group' rates on the same lines as family cover.