Travel Insurance or Not???

[zurgswife]

Not that this is my top priority but seeing that I have time to possibly plan ahead....

I have a potentially critically ill parent... We have ressies for 2 weeks at Christmas. To cover and possibility of lossing DVC points that I have for a reservation

Would you Get the DVC point insurance...even though it only pays about $5 per point?

Or

Just hope that MS would reinstate points if an emergency (Death) happened during the vacation?

I'm not sure which route to go...what are your opinions...

 

[ErinC]

I am by no means the expert on this subject, but it seems from everything I've read, most folks don't think it's worth it. If you had to cancel before your trip, could you still bank, or are you too close to your use year? I would hope the MS folks would be willing to work with you. I wish you the best and hope things improve with your parents situation.

 

[disneycrazed139]

I think the only time I would use the travel insurance would be where I could no longer bank and could not otherwise use the points. Even then, the payout doesn't seem worth if for the cost.

 

[zurgswife]

Those were kind of my thoughts with the insurance...I really didn't think it would be worth it...

 

[CarolMN]

Just wanted to tell you that we all hope your parent gets better.

 

[JimC]

Best wishes to you and your family for a full recovery. I would place my trust in DVC kindness. The insurance is expensive and may not cover your situation. I believe they exclude pre-existing conditions.