Transfer Between 2 UY--Questions about Multiple Contracts

[lilpooh108]

Question for you point-transfer experts...

Is it possible to transfer points from 2 different contracts under 1 membership/UY (ex, BWV & AKV) to another membership/UY?

I know you can only transfer points once per UY...but are there any restrictions on transferring points from only one contract per UY?

Hope this question makes sense...thanks!

 

[Deb & Bill]

I have two different UYs (thus, two different contracts). I usually use my once a year transfer in and out to transfer the points from the smaller contract to the larger one. And MS has told me that I have used the once a year transfer when I do that.

So, no, you can't transfer from two contracts to a single contract. One in or out each UY.

 

[lilpooh108]

I have two different UYs (thus, two different contracts). I usually use my once a year transfer in and out to transfer the points from the smaller contract to the larger one. And MS has told me that I have used the once a year transfer when I do that.

So, no, you can't transfer from two contracts to a single contract. One in or out each UY.

What if you have 2 contracts within 1 UY, and a different contract within a different UY?

For example, if a person has a BWV contract & an AKV contract in December, and a second membership for a June UY, can MS transfer BOTH the BWV & AKV points to the June UY membership?

 

[WDWMom]

No you can't because that would be tranfers into the June UY and you can only do one.


I really wish DVD would let people who want to transfer from their own contracts more than once, but that is just my wish. We also have 2 different UY and would like to transfer more than once.

 

[Deb & Bill]

What if you have 2 contracts within 1 UY, and a different contract within a different UY?

For example, if a person has a BWV contract & an AKV contract in December, and a second membership for a June UY, can MS transfer BOTH the BWV & AKV points to the June UY membership?

Are the AKV and BWV points in the same contract, meaning the first five numbers of the contract are the same, but the numbers after the decimal point are different. I.E, 12345.000 and 23456.000 are different contracts. 12345.000 and 12345.001 are the same contract.

 

[lilpooh108]

Are the AKV and BWV points in the same contract, meaning the first five numbers of the contract are the same, but the numbers after the decimal point are different. I.E, 12345.000 and 23456.000 are different contracts. 12345.000 and 12345.001 are the same contract.

Oh! I get it now! Ok. I dunno yet since we're trying to add on at BWV. I was just curious as to whether if we added on we'd be able to transfer. If it's an add-on to the same membership, would that automatically qualify it as the "same" contract with different decimal points?

If it's the "same" contract (with different decimal points) can you transfer points from the different contracts (within the same UY) to a membership with a different UY?

 

[CarolAnnC]

Oh! I get it now! Ok. I dunno yet since we're trying to add on at BWV. I was just curious as to whether if we added on we'd be able to transfer. If it's an add-on to the same membership, would that automatically qualify it as the "same" contract with different decimal points?

If it's the "same" contract (with different decimal points) can you transfer points from the different contracts (within the same UY) to a membership with a different UY?

If you add on via Disney direct, you will have to keep the same Use Year. If you purchase resale, you may end up with different Use Years.

As far as transferring, I believe it is two transactions, if you want to transfer from the two different subcontracts, two resorts, but one Master Contract. If that is the case, then the answer is "no" you cannot as that would be considered two transfers for only one Use Year. But, to be sure I would contact MS tomorrow, and they will be able to advise you.

 

[lilpooh108]

Just found this thread from 2005: http://www.disboards.com/showthread.php?t=491988

It says that transfers from multiple add on contracts under one membership counts do not count as separate transfers. I can't tell if this "rule" is also true if the add on contracts are from different home resorts.

I'll call MS tomorrow and ask, and will post their response for anyone else who might be interested.

 

[RobDoc]

Just found this thread from 2005: http://www.disboards.com/showthread.php?t=491988

It says that transfers from multiple add on contracts under one membership counts do not count as separate transfers. I can't tell if this "rule" is also true if the add on contracts are from different home resorts.

I'll call MS tomorrow and ask, and will post their response for anyone else who might be interested.

If you own multiple resorts in the same membership number, you will only be allowed one transfer per year - from one of those resorts. If you have multiple membership numbers (meaning multiple Use Years) you will be allowed one transfer per Use Year from each Membership number.

Most members own one membership with one or more resorts and those accounts are allowed ONE transfer per Use Year.

 

[KAT4DISNEY]

The information I have been given is that if it is a single owner then you can make multiple transfers between UY's. I have actually only transferred once but nothing was said to me about it being my one and only transfer allowed.

 

[BWV Dreamin]

The one transfer rule per membership ID does NOT count when transferring between any contracts or Memberships that are owned by the same owners. Only transfers to OTHER people are held to this rule.Why this is not posted I don't know. So yes one can transfer many times among multiple memberships owned by the same owner, and this doesn't count against you towards the one transfer per year.

If you own multiple resorts in the same membership number, you will only be allowed one transfer per year - from one of those resorts. If you have multiple membership numbers (meaning multiple Use Years) you will be allowed one transfer per Use Year from each Membership number.

Most members own one membership with one or more resorts and those accounts are allowed ONE transfer per Use Year.

 

[Dean]

I think there is some confusion here and it is important to realize what the rules are and where possible exceptions may occur. First, as noted, if the contracts are under one master, they function as one contract. That means that using points together is not a transfer but it also means that you only get one transfer (in or out) per UY for the master.

Technically all rules apply to owners of multiple master contracts, however, exceptions are the rule and are handled on a case by case basis. This means that it is often possible to have multiple transfers and even transfer banked or borrowed points at times. There are no guarantees on these exceptions and any flexibility could vanish going forward.

I think it's prudent to assume that the published restrictions (one per, banked/borrowed) will apply to single owners of multiple contracts as if they were different people when planning. My view of the likely exceptions are in 2 situations. When you need enough points in a single contract for a one nights reservation and for the exchange options where DVC requires the points be in a single contract such as for DCL, etc. The bottom line to me is that one should only consider an exception as applicable if it's the only way to make happen, what you need to happen to actually make a reservation. This DOES NOT mean, in my view, that one could consider such an exception likely due to the 7 days at a time reservation option.

The banking change took away one of the major benefits of making sure all contracts were under one master. Now, the option of multiple exchanges in or out is a plus for multiple but separate contracts. It's also a potential plus for those looking to rent out points on a larger scale.

In the past such an action often resulted in a change of home resort status. I know that was supposed to be fixed and some have said (words only) that it was fixed, but in function I don't recall a single post that convinced me it was. Now I don't read every post so maybe actual examples have been given and I missed them. We've also had 2 computer upgrades since it was a topic of discussion so it likely has been fixed.

Finally, and most importantly, all of this could change tomorrow including transfers could be eliminated totally. This is an area under total control of DVC. One needs to understand the risks of timeshares to participate.

 

[lilpooh108]

I think there is some confusion here and it is important to realize what the rules are and where possible exceptions may occur. First, as noted, if the contracts are under one master, they function as one contract. That means that using points together is not a transfer but it also means that you only get one transfer (in or out) per UY for the master.

Dean, my question is based from my understanding of the rule you stated. I guess I didn't phrase it clearly.

I understand that subcontracts for multiple home resorts under one master contract are considered to be one membership. The rule is one transfer per UY, per membership. (I also understand that the rule can change.)

My question is---can points from the various subcontracts under one membership be transferred to another membership, even if the subcontracts have different home resorts?

Example: Member #123 owns BWV & AKV. Can Member #123 transfer 25 points from BWV and 25 points from AKV to Member #456?

 

[Dean]

Dean, my question is based from my understanding of the rule you stated. I guess I didn't phrase it clearly.

I understand that subcontracts for multiple home resorts under one master contract are considered to be one membership. The rule is one transfer per UY, per membership. (I also understand that the rule can change.)

My question is---can points from the various subcontracts under one membership be transferred to another membership, even if the subcontracts have different home resorts?

Example: Member #123 owns BWV & AKV. Can Member #123 transfer 25 points from BWV and 25 points from AKV to Member #456?

One technical correction if I remember the wording correctly, it's actually one transfer in/out per membership OR per member. While thus far I'm not aware of them limiting per member over multiple masters but they could assuming the members were all the same.

As to you direct question, the answer is yes as I understand it. The ability to transfer is irregardless of home resort (either in or out). However, once they are in the destination contract, the home resort rules still apply. You could have 7 points left in a master with 7 home resorts and it be only 1 points from each home resort and still transfer the 7 points. While you have to worry about which points you're you're giving up, you don't have to worry that DVC will say no that the points can only come from one subcontract.

 

[lilpooh108]

As to you direct question, the answer is yes as I understand it. The ability to transfer is irregardless of home resort (either in or out). However, once they are in the destination contract, the home resort rules still apply. You could have 7 points left in a master with 7 home resorts and it be only 1 points from each home resort and still transfer the 7 points. While you have to worry about which points you're you're giving up, you don't have to worry that DVC will say no that the points can only come from one subcontract.

Thanks Dean!

Ok just called and:

# 1: According to the CM I spoke to and (Dean is right), you can transfer a combination of points from subcontracts under one membership to another membership. She put me on hold and pulled out a sheet of paper to double check her guidelines on this rule.

# 2: The CM also commented that they will make "exceptions" to the 1 transfer per UY rule to members transferring points between their own accounts. She did not say whether this "exception" is in her written guidelines.

In my limited experience, "exceptions" made to any rule is also CM specific and their ability to help is dependent on their level of experience. So I guess YMMV on #2.

 

[Dean]

Thanks Dean!

Ok just called and:

# 1: According to the CM I spoke to and (Dean is right), you can transfer a combination of points from subcontracts under one membership to another membership. She put me on hold and pulled out a sheet of paper to double check her guidelines on this rule.

# 2: The CM also commented that they will make "exceptions" to the 1 transfer per UY rule to members transferring points between their own accounts. She did not say whether this "exception" is in her written guidelines.

In my limited experience, "exceptions" made to any rule is also CM specific and their ability to help is dependent on their level of experience. So I guess YMMV on #2.

As to #2, it is not written and it truly is case by case. I reviewed an email from DVC from several years ago that confirms this statement as well. I would absolutely agree that it will vary from one CM to another though and that any exceptions will be for very specific and limited situations such as the ones I mentioned above.

IMO, DVC has ALWAYS been one to work with the members when it made sense and there was any reasonable flexibility to do so. Though I'm likely one of the most realistic (some might say cynical) when it comes to timeshares, I find that DVC has consistently been member oriented when it comes to any area where there is flexibility. I find they are too flexible at times and I am surprised they bend/break rules for things like family illnesses, travel interruptions, etc. Not that I'm unsympathetic to personal issues but rather than I find when things are variable, they are variably enforced in a way creates more chaos than it does goo. I've seen them go above and beyond far too many times to NOT take that into account in my overall appraisal of DVC. I realize there is new management and that they could/should have handled the recent times when they had to relocate guests better (BWV & AKV X2). I also realize there are rules, rule changes and reasons for those rules and changes that may not always be in the best interest of a given member. This experience over the years is one of the reasons it's so frustrating to me personally when people whine and complain about rule changes that one knew or should have known were possible if not probable. Certainly the change to 7 days at a time, 2 reallocations and the recent resale rule change would all fit into that category.