We just booked our 10th trip to Disney. The first 9 we've stayed on property, mostly at Pop Century. It's kind of been our home resort as we've stayed there 6 times (All Star Movies once, All Star Sports once, Coronado Springs once). But it's always just been my wife and I.
However, this time, my entire family is going. There's going to be 10 of us, and not everyone wants to Disney all the time. So we decided to rent a house off property. Our trip is Dec. 22-28. Even if we had decided to do a resort, we would've needed probably 4-5 rooms as there's 4 couples and 2 kids. The rooms probably would've been between $200-$300 apiece per night ($800-$1000/night, and we're staying 6 nights).
However, our house (6 bedrooms) is $149/night. So over 6 nights, it was like $900 plus fees and taxes, about $1,300 all together. Just couldn't beat it.
As I said, not everyone will do the parks. My wife and I plan on doing the parks 4 days out of 6 (we're not going on Christmas Day and won't go one other day). My sister and her family are doing 3 days, and my parents are going to do 2 days.
So it just didn't make sense for us to stay on property.
But, when we went in November, we kind of thought it was losing its luster too. Between the lack of buses, last time taking Disney ME, no fastpasses (have to pay for
Genie+), dining at 60 days instead of 180, no extra magic hours and no dining plan, it just has kind of lost its luster. But that's our take on it.