Forgive me but unless you are some kind of all seeing Oracle, how would you know what someone can afford? Seriously, do you not see how your statement is passing judgement on others? Believe it or not, there are actually individuals who don't have the same amount of disposable income that you seem to enjoy. You have no way of knowing what they can or can't afford. So please stop insinuating that an individual who says that they can't afford to tip is somehow being less than truthful. You tip - we get it. No one has shown any disrespect towards your opinion so why do you keep making those who don't tip appear to be villans?
TC.