back in the 90's and early 00's....I used to justify not buying DVC because we always were able to buy Wilderness Lodge rooms for under $200 a night. AP discounts and other promos.
But around 2010, $200 becomes $225, becomes $275, then $350, now almost $500 a night.
Even in the 4 short years we have had DVC the pricing continues to rise at a rate I can't believe people still pay for cash rooms. I estimate our 34 nights in 1br and 2br over the last year has paid for itself in what it cost us for the contract. Dues don't bother me.
The #1 thing many dvc people say is "I wish I would have bought sooner"