Swagbucks is usually 2 Sb per dollar, it is 4 right now (ebay is 1%). Swagbucks will not work for target if you have a gift card in your order. I have done several orders where I was buying regular stuff and added a gift card and I did not get any swagbucks at all. It works great for ebay, but it is pending for 72 days. Ebates works, (2% target and 1% ebay for gift cards) sometimes, for the target step although you have to have a regular item added and some wonder if that is part of the bans. My points, has a lower rate and you have to have more to redeem a giftcard, but it works without putting anything extra in your cart.