This Is The Place For You If You Enjoy Being Last...

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So true. I keep assuming I will see an endocrinologist, since were are paying $1000 a month for this ins. The referral could be denied. The Doctor I used to work for has some concierge patients (not enough to build an entire practice around). He charges a pretty penny for that serivce, so I could not do it. I would though in different circumstances, because he is an excellent Doctor. He does not take my HMO though, so a referral from him would not do me any good. Plus, I no longer work for him, so I do not want to take advantage of his kindness. It is his bithday in 5 minutes too. I already wished him an early birthday via Facebook.

I don't know what your 1000 per month covers but I have a private ins plan for much less than that pee month and the dr is about $175 per month. A bargain for what we get.
 
So true. I keep assuming I will see an endocrinologist, since were are paying $1000 a month for this ins. The referral could be denied. The Doctor I used to work for has some concierge patients (not enough to build an entire practice around). He charges a pretty penny for that serivce, so I could not do it. I would though in different circumstances, because he is an excellent Doctor. He does not take my HMO though, so a referral from him would not do me any good. Plus, I no longer work for him, so I do not want to take advantage of his kindness. It is his bithday in 5 minutes too. I already wished him an early birthday via Facebook.

It takes so long, it can be out rlght irritating. You will get an answer.

As far as her post count the TF was messing with her. She even put her post count to 0 . You would need to read some of the thread, come to think of it she hasnt been on it for a while now. It may be time to wage war.
 
I don't know what your 1000 per month covers but I have a private ins plan for much less than that pee month and the dr is about $175 per month. A bargain for what we get.

What kind of a plan is that and what does it cover?
 
Sorry I'm so stoopid....
I don't mind. I call those numbers unlisted myself, not silent.

It was going to cost $150 an appt to bring him there, since the ins refused to cover it. The school district will not cover it either, because it is considered a normal developmental delay. They do not cover kids until they are officially behind. We are sending him to private school (at least for Kindergarten). Since we pay into the school with our property taxes, I was hoping they would help him.

I have a nephew that is going to speech pre K aged too. It costs a bit over $250 an hour, though they have good coverage that takes care of it.

$250 an hour? Really? There is no way the therapist is making anywhere close to that. More like total compensation of $50. Where does the other $200 go?
 

I apologize for being so ignorant that I had never heard of the terminology. Fran is always telling me that I was raised ignorant so this just confirms it. Obviously Usunz knew about it so I just must have been raised under the rock that Fran complains about. Sorry I'm so stoopid....

I had never heard the term before tonight either, so you should not feel bad, stoopid or ignorant. I sure don't. I've had an unlisted number for years. The cable company calls it an unpublished number. I liked your guess though. It was funny. :)
 
It could be more than a month. The HMO will not allow you to make an appt with the specialist until the referral is approved. The specialist makes you give the referral number before booking the appt. I have to wait 1.5 weeks to see the primary, then 3-5 days for the referral to get approved (or denied), then however long the specialist makes me wait when I call. The urologist made me wait well over a month from the time I called. Then, he made me wait an additional three weeks to have the cytoscopy.

Why would her post count change? That is weird.



Yes. The ins does not automatically allow all referrals either. I waited five days from the appt with the PCP for my son's speech therapy referral only to have it denied. It was going to cost $150 an appt to bring him there, since the ins refused to cover it. The school district will not cover it either, because it is considered a normal developmental delay. They do not cover kids until they are officially behind. We are sending him to private school (at least for Kindergarten). Since we pay into the school with our property taxes, I was hoping they would help him.

Me too!



When we had a PPO, I did not even need a referral to see a specialist. Those were the days. I just went. With this ins, you cannot even book with the specialist until you have a referral number. The specialists probably wised up, since not all referrals get approved and not everyone is dilligent enough to get the referral before the appt.

When I had ins, the ins company upped and switched everyone from HMO to PPO and never even said a word.
 
Good night everyone.

I don't know what your 1000 per month covers but I have a private ins plan for much less than that pee month and the dr is about $175 per month. A bargain for what we get.

DH has pre-existing conditions that do not allow him to purchase private plans. We have Cobra through his prior job. It is cheaper for all of us to be on Cobra than to do private plans for me and the boys while he alone does Cobra. The Doctor I worked for charged $2500 due once a year, but still billed ins for all services. The $2500 gets you his private cell, immediate appts, no wait time in the office, etc. He does not even take my ins. I have to have ins in case of an emergency.

It takes so long, it can be out rlght irritating. You will get an answer.

As far as her post count the TF was messing with her. She even put her post count to 0 . You would need to read some of the thread, come to think of it she hasnt been on it for a while now. It may be time to wage war.

Thanks. I hope so.

That is messed up.

What kind of a plan is that and what does it cover?

HPN HMO. Nothing, j/k. It will cover most things if you get a referral or prior auth first.

I have a nephew that is going to speech pre K aged too. It costs a bit over $250 an hour, though they have good coverage that takes care of it.

$250 an hour? Really? There is no way the therapist is making anywhere close to that. More like total compensation of $50. Where does the other $200 go?

I know right. It is $100 cheaper here, but that is still crazy. Someone must be pocketing that extra $200.
 
When I had ins, the ins company upped and switched everyone from HMO to PPO and never even said a word.

They did that too, but the other way around. It went from a POS to an HMO, and we found out three days after it happened.
 
Good Night everyone. Sleep well when you get there. Move on to the weekend you two island dwellers.
 
Ok just so everyone understands...I NEVER called nor meant to call anyone stupid. Especially when I'm on my phone during a work day I'm succinct and to the point which MAY if you read it the wrong way seem to lack tact...but...I didn't call anyone stupid...

Firstly...when I FIRST read this I thought you were making a very sarcastic joke. Very dry and witty...my kind of humour... :thumbsup2

OK this may be a dumb question, but if it's a silent number, how do you hear it ring? :confused3 Or is it rigged to the lights like they do for deaf people?

When I saw this...I realised that maybe there had been a lost in translation :confused3

meaning - unlisted number

Then when I saw this...I felt a bit odd about this particular term being labelled as Aussies only :(

Ahhhhhh! OK those Aussies have a different word for everything!

So I thought I'd explain that it wasn't just us...
I'm VERY mindful of trying to use a universal form of English to try and cross the barriers...but there's certain words I hear from everyone I didn't see this one as a problem. Hence thinking you were joking originally.

The terminology 'silent number' is used in the UK and I know other north Americans know exactly what I mean when I say it.
Aussies didn't invent it.

So...
There ya go...

You'd have a NIGHTMARE trying to converse with my DBF. He uses very localised English terms rather than 'Queens English' and it makes quite a few things lost in translation. I've had to learn a new language...although there are certain terms I don't like :confused3 like "The ache".
The ache can be used to describe you if you are holding a grudge, or just pissed off. It just feels really weird to me so I ask him not to use it...
I've NEVER heard it used before meeting him.

So...
As the others say...
This is a wrong way to feel about what I said...
Not what I meant or said...

I apologize for being so ignorant that I had never heard of the terminology. Fran is always telling me that I was raised ignorant so this just confirms it. Obviously Usunz knew about it so I just must have been raised under the rock that Fran complains about. Sorry I'm so stoopid....

You are not stupid, there are alot of things that are said that I dont understand. It is just terminology that words are different to us. So your not stupid or ignorant. Chris knows alot of languages that I dont care to learn. The only thing I started to learn is sign language.


I had never heard the term before tonight either, so you should not feel bad, stoopid or ignorant. I sure don't. I've had an unlisted number for years. The cable company calls it an unpublished number. I liked your guess though. It was funny. :)




Moving along...:rolleyes1

How is your headache?
Better thank you. Me like drugs when they work...

It could be more than a month. The HMO will not allow you to make an appt with the specialist until the referral is approved. The specialist makes you give the referral number before booking the appt. I have to wait 1.5 weeks to see the primary, then 3-5 days for the referral to get approved (or denied), then however long the specialist makes me wait when I call. The urologist made me wait well over a month from the time I called. Then, he made me wait an additional three weeks to have the cytoscopy.

The ins does not automatically allow all referrals either. I waited five days from the appt with the PCP for my son's speech therapy referral only to have it denied. It was going to cost $150 an appt to bring him there, since the ins refused to cover it. The school district will not cover it either, because it is considered a normal developmental delay. They do not cover kids until they are officially behind. We are sending him to private school (at least for Kindergarten). Since we pay into the school with our property taxes, I was hoping they would help him.


When we had a PPO, I did not even need a referral to see a specialist. Those were the days. I just went. With this ins, you cannot even book with the specialist until you have a referral number. The specialists probably wised up, since not all referrals get approved and not everyone is dilligent enough to get the referral before the appt.
That SUCKS

I have a nephew that is going to speech pre K aged too. It costs a bit over $250 an hour, though they have good coverage that takes care of it.

$250 an hour? Really? There is no way the therapist is making anywhere close to that. More like total compensation of $50. Where does the other $200 go?
WHAT THE :scared1:

My brother had speech therapy as a kid and I'm sure that there was some private cover on it...but even without it didn't cost ANYTHING like that. Even now I can't imagine her charging that much.



Good Night everyone. Sleep well when you get there. Move on to the weekend you two island dwellers.

Night :wave:
 
I hope I didnt offend you Queenie. I like learning other terms from around the world. I never know when I might need to use it. But chris speaks other languages , I have no desire to learn. I have learned other words in the scottish area and thought what the heck. I never took it as you called anyone anything. I take that back, I am trying to learn some Italian, due to an incident I am following. It is alot like spanish. I am so glad we can all learn something from you over there. And if you need to know something from here. Who knows I might come there one day and need to know something, because knowing myself boy oh boy I would be making so many apologies they may run me out.:lmao:
 
I've learnt the hard way not to ask at a coffee shop for a plunger in the USA....





You guys don't think of a french press when I say it.....





You think of other things


:lmao:
 
I never heard it used as plunger. I would hate to see other words used in different countries for various things. We could all be in truouble.
 
I never heard it used as plunger. I would hate to see other words used in different countries for various things. We could all be in truouble.
It was funny..
I was picking up a christmas pack of various ground coffee packs at Starbucks and I asked if it was ok for a plunger or just filter coffee.
The one I asked looked sideways...:confused::eek:
His mate said...French Press...

:rotfl2:

Yep...

I don't normally make my coffee in the toilet :lmao:

Need a tissue?
Got a box thanks :hug:

You should really see it. Great movie :thumbsup2
 
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