Things I wish I knew BEFORE I bought into The Villas at Disneyland Hotel

There is no autopay discount. It’s just a helpful feature if a member doesn’t want to pay everything up front at the beginning of the year.

If you want to have monthly autopay debit a card on file you cannot prepay a lump sum at anytime.

If you want to pay with gift cards you need to pay the full annual amount when the statement is generated. You can prepay through the previous year as much as you would like from various forms of payment including gift cards, but once the statement generates the remaining balance is due. You cannot do monthly installments.
I dont know why i thought there was a discount lol I pay too many bills 🤣

Oh ok so if you go for monthly debit payments then your locked into that and cannot do multiple lump sum payments is what im understanding now

What if you're on the monthly payment and get the money and just want to do one final payment and be done, can you do this or you're locked into monthly because thats what you chose? Thanks so much!
 
So in other words, I better get to it 🤣🤣

So im assuming if you don't have autopay setup then you can do the gift cards when you want, but you wont get the autopay discount?

What happens if you prepay half of them in gift cards now that theyre all paid off, would you not be eligible for debit card autopay starting January?

Are they going to mail me something with how to setup autopay and how this works? 😅
Autopay discount? Dont think that’s a thing.

If you have autopay setup you can’t make payments that I am aware of. If you want to pay ahead before billing comes out you can if no autopay is set up. I prepaid last year and didn’t like how they applied payments to my account so I’m just saving my GC and will the bills when they come due with my GC’s.
 
There is no autopay discount. It’s just a helpful feature if a member doesn’t want to pay everything up front at the beginning of the year.

If you want to have monthly autopay debit a card on file you cannot prepay a lump sum at any time.

If you want to pay with gift cards you need to pay the full annual amount when the statement is generated. You can prepay through the previous year as much as you would like from various forms of payment including gift cards, but once the statement generates the remaining balance is due. You cannot do monthly installments.
Ok now I'm scared because I just bought the resales this year so everything is paid in full, but come this January, am i too late for monthly payments and should have been doing that this whole time?? I didnt think to pay because it says nothing is due. If I have to pay everything in January in full thats going to put me outt lol
 
Autopay discount? Dont think that’s a thing.

If you have autopay setup you can’t make payments that I am aware of. If you want to pay ahead before billing comes out you can if no autopay is set up. I prepaid last year and didn’t like how they applied payments to my account so I’m just saving my GC and will the bills when they come due with my GC’s.
$10,000 worth of GC. 🥴🥴🥴🥴🤪🤪🤪🤪
 

I dont know why i thought there was a discount lol I pay too many bills 🤣

Oh ok so if you go for monthly debit payments then your locked into that and cannot do multiple lump sum payments is what im understanding now

What if you're on the monthly payment and get the money and just want to do one final payment and be done, can you do this or you're locked into monthly because thats what you chose? Thanks so much!
Yes, in the past you could be enrolled in monthly payments and go in and make a payments with DGC prior to the payment hitting the card on file, but DVC stopped that. Members that had been doing this needed to call DVC if they wanted to use a DGC and they were informed this practive was no longer permitted and they either enrolled in autopay and let it charge the card OR they switched to paying the annual statement where they could use DGCs or whatever payment they preferred.

Ok now I'm scared because I just bought the resales this year so everything is paid in full, but come this January, am i too late for monthly payments and should have been doing that this whole time?? I didnt think to pay because it says nothing is due. If I have to pay everything in January in full thats going to put me outt lol
That's fine. If you want autopay for monthly payments you can change it right now since you're paid in full and there is no payment due. Go to My DVC > My Annual Dues > Manage Auto-Pay and you can enroll each individual contract.

Im not sure how much my dues are 🤣🤣
IDK if you're joking 🤣

I am not sure if you can see the statements of resale contracts the year they closed. If you can, they would be listed under My DVC > My Annual Dues > View Statement.

If you can't see the statement, multiply the number of points you own at each home resort by the 2025 rate: https://www.dvcresalemarket.com/buying/annual-dues/

Assume the dues will go up 3-5%.
 
Yes, in the past you could be enrolled in monthly payments and go in and make a payments with DGC prior to the payment hitting the card on file, but DVC stopped that. Members that had been doing this needed to call DVC if they wanted to use a DGC and they were informed this practive was no longer permitted and they either enrolled in autopay and let it charge the card OR they switched to paying the annual statement where they could use DGCs or whatever payment they preferred.


That's fine. If you want autopay for monthly payments you can change it right now since you're paid in full and there is no payment due. Go to My DVC > My Annual Dues > Manage Auto-Pay and you can enroll each individual contract.


IDK if you're joking 🤣

I am not sure if you can see the statements of resale contracts the year they closed. If you can, they would be listed under My DVC > My Annual Dues > View Statement.

If you can't see the statement, multiply the number of points you own at each home resort by the 2025 rate: https://www.dvcresalemarket.com/buying/annual-dues/

Assume the dues will go up 3-5%.
Thank you so much! What day of the month are these Dues charged, that will help me decide which card, im doing it right now! I know a ball park of animal kingdom and blt but I dont know how much my SSR Dues are so I suppose ill calculate that now, I figured if I could afford to pay Dues at closing all at once I should be able to come up with something 🤣🤣
 
$10,000 worth of GC. 🥴🥴🥴🥴🤪🤪🤪🤪
I prepay my dues, but don't have numbers anywhere near that cost.... So far for next year we have paid all but about $200... Will make January easier and have used leftover gift cards from other trips as well as big discounted gift cards to pay the dues.

Not sure how it would work if you ended up selling a contract.
 
Thank you so much! What day of the month are these Dues charged, that will help me decide which card, im doing it right now! I know a ball park of animal kingdom and blt but I dont know how much my SSR Dues are so I suppose ill calculate that now, I figured if I could afford to pay Dues at closing all at once I should be able to come up with something 🤣🤣
There will be an alert on the website, but the dues portion of the website typically goes down a day or two around 12/15.

The statements will generate a few days after that and the dues are due 1/15.
 













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