Originally posted by ohanafamily
Lewski709, I appear to be stalking you as well. Most insurance companies are crooks. I had some people at Primerica explain the way insurance works. It seems that this company got it's start by offering a quality product at a reasonable price. (OK, that is what they told me) Seriously, they explained what a bad deal my current insurance is. They can alsohelp with a lot of estate planning. Just to let you know, my BDIL is licensed and used to work for them. He told me horror stories of what some other insurance companies did. I would at least call them...As far as internet insurance companies, I would be wary...JMHO. I already told you my thoughts about needing a lawyer; whether you think you do or not, you probably do.
Who to leave the kids to...Who is their godfather/godmother?
I would make a list of all of your friends and family. Take a look at each one and make a decision. For example, Dan Murphy would probably be the best parent, but they would have to move and change schools. [/B]