
DisKim

It was very hard for us to make the transition for me to be a SAHM. I will be honest and say that we owe more on our credit cards than anyone should be comfortable with as part of me not working (although we owed a lot before I quit too). And because we owe so much on credit cards right now, we are unable to pay for the extra car payment that we need to do. But it's so worth it to not have to juggle with daycare, to not feel like I'm running myself ragged, etc. We rarely charge anything anymore, and are making slow but definite progress on the cards. DH wouldn't have it any other way than me staying home- in fact, part of his argument for the 3rd baby was, "Have another baby- you stay home now...what the heck! Why not!" I watch my friends run themselves ragged with work and kids and daycare and I even advised one of them just to try it- even if it meant cutting corners a lot, or even having to charge things once in awhile, just to see how it went. Maybe that's wrong of me (I know there are some credit card nazis here on the DIS who think it's just wrong to carry any sort of balances, but to me, as long as we are only paying 4% interest and make more than minimum payments every month, I don't care. Our friends in the Bay Area had to pay $500-800K to own a home; I think THAT'S ridiculous! Not a few thousand bucks on a credit card).
I will be thinking of you tomorrow DisKim!
Lissawynn- I have vacationed 3 times at WDW with my parents and once with my MIL (one trip was both my parents and my MIL). The first trip with my folks was their first time and I planned the whole thing. We were able to sponsor them a room at Shades, who put us up in the CR for $70 a night (we we had our room at $66 a night at CR and our parents each a room for $70 or 80 a night). We were there 9 nights. My parents LOVED it! I scheduled most of our PS's but left out a night or two for them to do something on their own. They had both been to
Disneyland several times, so they were familiar with Disney in general, but they just loved the expanse of WDW. My dad bought me a $120 snow globe as a 'thank you' gift for planning such a wonderful trip for them.

AWww.....sweet Dad! Then my mom and I went just the two of us later that same year with the awesome Contemporary rate and the $99 military passes. Then, of course, I went with my parents and the kids this last Sept where they paid for the whole she-bang. I love my parents.
OK- since you asked, yes, my beef with my MIL is about the car thing. She's playing games with us, control games, and i won't play. Neither will DH. As I mentioned, my MIL has given my BIL and his wife (whom he is now separated from) at least 4 cars. They were her used cars, but at the most only 5 years old when she gave them to them. Right now my BIL is driving her 1 year old PT Cruiser (which she makes clear to me isn't his cause she hasn't signed the papers in his name, but gimme a break, for all intents and purposes, it's his) and she is 'saving' her 2001 decked out van to give to my SIL (whom she HATES) when she eventually will need a new car. MIL drives a 2005 Town and Country van. My SIL lives in one of my MIL's rental homes, sometimes she pays the rent, sometimes not. BIL lives with my MIL. DH and I have NEVER said a word to her about how things are 'unfair' or anything of the sort. My BIL has learning disabilities and needs help, or he and his 3 children would be on the street. And I thank God my MIL has the financial resources to keep his family afloat.
OK, enough background. My DH asked her for help in buying us a bigger car when he got home. She said, yes, I will help, but I don't know how much. But she NEVER said anything to me about having this conversation with Bob. And the last 2-3 times she has spoken to me, she GRILLS me on how I am going to pay for this new car that we need. (We HAVE to get something, cause we only have a 2002 Subaru Outback wagon right now- I can keep driving that, no big deal, but DH has to have something to drive to work in). I mean, GRILLS me. And then when I uncomfortably tell her our options, she discounts half of them. Like, I say, "Well if we can't afford the Tribeca (the car we really like), then we will just buy something used for DH to drive to work." and she'll say, "Well you have to have something reliable- he can't just drive something crappy." I said, "Well, if that's what we can afford, that's what we can afford!" And several other things she rebuffed me on, NEVER SAYING, "Well, I would like to help you guys- I told Bob I would help you and I will, so keep that in mind." Nope, she just keeps going round and round with me and finally I said, "I'm really not wanting to talk about this- it's up to Bob what we ultimately do."
So I wrote DH about it and he wrote her politely asking her to please not talk about it with me, cause I'm not comfortable talking about finances with her. And he said, Besides mom, a lot does depend on how much you are willing to give us, like we talked about. And then she denied talking about it! She said, "I thought you needed help with a furnace- your house smells funny." WTH?????????????????? We've NEVER asked her for help with a furnace!!!!!!!!!!! Yes it's old- Yes, I had the gas company come our FOUR YEARS AGO to check on a smell. But we have a small house and a furnace would cost no more than $1500 or so- not anything we can't handle.
I'm just mad because she's toying me along, putting me in the middle, and ultimately, paying for my BIL's cars, home, sports for their children....and yet the ONE DARN TIME we need some help, after a h*ll of a year, she's acting all jerky about it and acting like she cannot afford to give us more than a couple thousand dollars. My husband called her on her BS and told her to quit crying poor because she is not. Now she's mad at us and I don't give a rat's ***. Sorry. I have enough in the savings account to buy a very decent used car and a new furnace, so screw her.
And the best part- she told Dh about the surprise party I am planning in a few weeks. What a bi*ch. I can already hear her saying in her defensive, uppity tone, "I didn't know it was a surprise." BS. I've told everyone and their uncle about it and reiterated 10 times, IT'S A SURPRISE. She's just a cranky old control freak.