The big "no buy in July" thread!

Budget for July is $1000 with 10 no spend days.

Auto $60 / $37
Eating Out/Entertainment $100 /$83
Giving $125 /$75
Groceries/Household Goods $300 / $182
Medical $265 / $56
Misc. $150 / $117

No spend days = 9 /10
Coupon savings = $22.50
Christmas 2010 running total of spending = $16

-------------------------------------------
7/1 Groceries $20
7/2 $0
7/3 Groceries $43; Misc. $10 (new Mickey Mouse watch)
7/4 Giving $25 (church); Groceries $6
7/5 $0
7/6 Groceries $3; Medical $10 (3 month prescription)
7/7 $0
7/8 $0
7/9 $0
7/10 Eating Out $17 (ice cream treats); Groceries $29
7/11 Giving $25 (church)
7/12 Auto $23 (Gas); Misc $11 (treats for nieces and nephew)
7/13 $0
7/14 $0
7/15 $0
7/16 Medical (trip to Chicago to see neurologist) $198
7/17 Groceries $17; Misc $12
7/18 $0
 
I thought today would be no buy, then I remembered I had to get the Sunday paper!! So I also made a trip to Walgreens!

Paper - $2
Walgreens
Transaction #1 -$3.45, Got $3.50 in RR and Saved $6.60 Back to school deals!
Transaction #2 - $4.52 Got $1 RR and Saved 13.68!:woohoo:

Groceries $440/$178.70
No buy: 4/12
 
Oh, and tonight before bed the kids asked for money for church tomorrow. They will be at VBS all week and have a collection all week. But if that is all we spend I may still consider it a $0 day, I mean, it's giving not spending.


I don't count giving to church spending! It is giving!! We are doing VBS this week too! Tomorrow I'm going on a penny hunt!pirate:
 
Cindy- I wouldn't count giving change at VBS as spending. I used to use VBS as an excuse to clean out my change jar. :-) The trickier part will be not getting ice cream after VBS with the friends, or Mcdonalds because it is easier. Don't be too hard on yourself if that happens.
 

7-1 - $10 parking fee
7-2 $0 (my first no spend day in July!)
7-3 - $77.32 groceries, $32.35 baby shower gift
7-4 - $12.50 groceries
7-5- $0
7-6 $0
7-7 $0
7-8 $30- kid/baby stuff, $91 BJs
7-9 $0
7-10 $0
7-11 $0
7-12 $0
7-13 $13 dinner after job interview
7-14 $19 lunch with hubby, $50 gymbuck redemption, $13 Kmart (sold remaining gymbucks for $28)
7-15 $30 groceries at BJs
7-16 $0
7-17 $15 dinner at 5 Guys (we were SO close to a no spend day until we got cravings at 8 pm!)
7-18 $99 Target toy sale (Christmas/birthday gifts), $65 BJs (groceries)


OK, I've had a rough few days, but thinking I can get back on track for the next few weekdays at the very least. The expenses this week were all expected (except for the eating out) so I can't get too bent out of shape-- just need to do better from here forward!

Today should be a $0 spend day!


No spend days

9/12
 
That's great!



Happy Birthday!! I hope it was great! Where'd you eat?

I am also trying to eat out less. We didn't do many TS restaurants to begin with, but WOW that fast food can add up quickly!

Thanks neighbor! We live in Slidell so we ate at Olive Garden. Next time we eat out though, I want to go back to Superior Grill on St Charles. GOOD stuff!!
 
July 1 - $16 (ice cream and lunch)

July 2 - 98.45 at Walmart - that includes groceries for the week, cat stuff, paper products and toiletries. If I can keep this under $500 total for the month, that would be great!

17.68 (eating out)

July 3 - groceries 20.38 (meat and stuff)

July 4 - 3.03 (eating out)

July 5 - 19.93 (eating out)

July 6 - ZERO!!

July 7 - 11.72 (eating out)

July 8 - 10 - out of town

July 11 - Walmart (groceries and paper goods) 88.65
School supplies - 9.00

July 12 - school uniforms 111.90 (but I have to return one more that she changed her mind on. Plus when I got home there was a $10 off $50 coupon in the mail from Academy Sports - where I just bought all my stuff. I called and they said I could bring in my receipt and the coupon and get my ten bucks! So the total will be around 95-ish)
school supplies 53.67
birthday gift 9.00

July 13 - 0

July 14 - summer kids movie for me and DD 6.00
Lunch 13.09 (had a $2 coupon)
Bookbag, lunchbox, hair stuff 60.42
Ice cream 3.00

July 15 - took my old uniforms to the mall and got a $40 gift card for it. Also got my $10 credit back for my Academy coupon from the other day.
Sears - shirts for me 15.63
capris for DD - 10.86
CVS - stamps, etc - 10.95
Gas - 26.00

July 16 - groceries 86.85
DD sunglasses 5.00
movie rental 5.00

July 17 - 27.00 birthday gifts

July 18 - birthday dinner out 63.89
 
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7/1 $22.95 LL Bean
7/2 $50 groceries
7/3 $0
7/4 $0
7/5 $0
7/6 $0
7/7 $0
7/8 $0
7/9 $56 Walmart, $120 Sam's Club
7/10 $.81 Post Office, $10 Dollar Tree
7/11 $0
7/12 $0
7/13 $48 Target
7/14 $60 Children's Place, $6 Walmart, $20 JoAnn
7/15 $0
7/16 $73 Target, -$12 Children's Place price adjust
7/17 $16 Sunflower Market
7/18 $6 Dollar Tree, $7 Sunflower Market, -$13 Target return

9/12 no-buy days
 
We have been super busy the last few days so no time really to spend. Did do my weekly walgreens ($1.63) and CVS ($.54) runs. Getting ready for the family reunion this weekend so I have no doubt this budget will be busted.

Grocery- $103.87/300
Household- $58.59/100
Eating Out- $66.58/50

7/1- $1.23
7/2- $7.50
7/3- $5.57
7/4- $4.77
7/5- $0 :thumbsup2
7/6- $23
7/7- $12
7/8- $0 :thumbsup2
7/9- $38
7/10- $51
7/11- $25.56
7/12- $44.15
7/13- $7.08
7/14- $7
7/15- $9
7/16- $0 :thumbsup2
7/17- $0 :thumbsup2
7/18- $2.14

Today will be no buy as well as I have nothing to spend lol
 
7/1- 40.28 Staples/22.23 Petco
7/2- 0
7/3- 0
7/4- 0
7/5- 20.00 Gas/14.33 Farmer's Market
7/6- 0
7/7- 6.66 Kmart---666 spending is evil!!
7/8- 0
7/9- 31.13 Groceries/15.02 Gas
7/10-0
7/11- 0
7/12-17.00 Pizza
7/13- 19.64 Groceries
7/14- 0
7/15- 0
7/16- 793.72 New Fridge(50% off sale), 23.84 Gas, 39.02 Groceries
7/17- 0
7/18- 18.33 Groceries


Need to really buckle down this week as heading to the shore on Saturday for the rest of the month. Hopefully no spend today, waiting for fridge to be delivered.

10/15 Days :yay::yay::yay::yay::yay::yay::yay::yay::yay::yay:
 
07-01 $9.00 dinner.
07-02 $11.65 lunch
07-03 $0! :goodvibes
07-04 $0!! :goodvibes
07-05 $5.78 Kmart
07-06 $1.00 vending machine ice cream! :cutie: $16.00 misc.
07-07 $0! :goodvibes
07-08 $0! :goodvibes
07-09 $16 movies $11 gift
07/10 $31 dinner, $8 drug store PLUS $5.00
07/11 $0!:goodvibes
07/12 $5 & change - lunch
07/13 $15.70 post office
07/14 $6.53 breakfast
07/15 No $pend and plus $27.50! :woohoo:
07-16 $63.00 presents. $11.00 dinner.
07/17 only spent my allotted grocery money (and didn't even spend it all!!) I bought no extras! I'm counting this day as a no spend! :goodvibes
07/18 $0.00! Another no $pend day! WOOT! *almost* caved for some take out food, but resisted the urge - go me! :banana: Looks like I might actually meet my goal this month :woohoo:


No $pend days: 8 / 12 :banana:
 
Went out for lunch today with my mom and then went to build a bear to get one for my cousin for his 1st birthday. We did it for all the kids so we needed to do it for him. That comes out of the gift budget so I will not add it here.

July Budget:

Grocery- $200/ $78.88 left
Household/Beauty- $50/ $25.54 Left
Car/Gas- $50/ $25.62 left
Eating out/ Entertaiment- $50/$11.08 left
Misc- $50/$38.24

Total- $400/$194.36left

Goal of 10 no buy days

7/1- $11.76 at Kmart
7/2- Out of town
7/3- Out of town
7/4- Out of town
7/5- $0
7/6- $61.16 at Marc's for groceries
7/7- $0
7/8- $0
7/9- $24.38 Gas and $9.62 at Sally Beauty
7/10- $0
7/11- $0
7/12- $0
7/13- $16.36 groceries
7/14- $10 for lunch and $5 for the movie
7/15- $0
7/16- $48.44 at Giant Eagle
7/17- $10 at GFS
7/18- $0
7/19- $18.92 at Panera for lunch

8/10 No Buy days
 
7/1 $73.19 WinnDixie (saved 58.04)
7/2 $52.74 Pubix (saved 57.84)
7/3 $34.30 Gas, $17.87 Post office, $50 Sephora (gift), $6.41 The Body Shop (gift), $15.00 Etsy (gift), -$5.34 Return
7/4 $14.00 Movie & snacks (Grown Ups)
7/5 $20.25 Movie & snacks (Toy Story 3), $28.00 Dinner out (1/6)
7/6 $0
7/7 $53.38 Sephora (makeup!!!), $14.18 WinnDixie (saved 8.88)
7/8 $0
7/9 $0

7/10 $36 Gas, $40.26 Walmart, $6.40 Borders (gift), $31.26 Target (gift)
7/11 $17.47 Dinner out (2/6), $1.60 Newspaper
7/12 $0
7/13 $0
7/14 $0

7/15 $23.40 Gas, $44.64 Publix (saved 24.74)
7/16 $18.23 Dinner out (3/6), $7.99 Borders, $23.03 Target, $16.70 Walmart (gift)
7/17 $0
7/18 $35.50 Gas, $1.60 Newspaper

Groceries 184.75 (saved 149.50)
Dinner Out 63.70 (3/6)
Gas 129.20
Gifts 151.71
Entertainment 34.25
Incidentals 119.79
Returns -5.34

TOTALS:
668.16
$0 DAYS- 7/10
 
Went out for lunch today with my mom and then went to build a bear to get one for my cousin for his 1st birthday. We did it for all the kids so we needed to do it for him. That comes out of the gift budget so I will not add it here.

7/19- $18.92 at Panera for lunch

I LOVE Panera! We do not have one here, but I was able to go TWICE last month: one in Seattle and one in NYC! :dance3:

That is a cute tradition with the Build a Bear on the 1st birthday. Do you get an animal and an outfit? What animal did he get?
 
Goals: 15 $0 Buy days
Max spending $500 for gas, food (groceries & eating out), and miscellaneous.

01 - $0! :woohoo:
02 - $0! :woohoo:
03 - $82.80 Winn-Dixie (Saved $34.85)
04 - $0! :woohoo:
05 - $0! :woohoo:
06 - $0! :woohoo:
07 - $57.15 Walmart, gas, brake tag, dinner out
08 - $2.45 I just HAD to have a snoball!
09 - $22.45 lunch out with friends
10 - $23.05 zoo & bracelets
11 - $0! :woohoo:
12 - $90.49 Walmart, Popeyes
13 - $0! :woohoo:
14 - $42.71 snoball, Canes, gas, Rouses
15 - $9.45 lunch
16 - $0! :woohoo:
17 - $0! :woohoo:
18 - $0! :woohoo:
29 - $79.19 Winn-Dixie, Walgreens, gas, Subway (saved 25.74)

Totals:
$0 Buy: 10/15................67%
Spending: $409.74/$500...82%
Days in Month: 19/31.......61%

Averages:
$500/31 days= $16.13
$409.74/19 days= $21.57
 
O day.....always good..

Running Total: Spent $482
$1150 budget...$668 left
$0 Days: 9
Goal is 8 or more!
coupon savings $106

Groceries budget- $200-4-2-35-9-30-25-23.. 72 left

July 1 0
July 2 0
July 3 14 (8 misc, 2 book, 4 lunchmeat)
July 4 21 (16 lunch at Changs, 5 tee at Old Navy)
July 5 163 (misc at Disney, 2 pop)
July 6 0
July 7 35 (groceries)
July 8 23 ( Walgreens- 9 pop)
July 9 84 ( haircut, groceries)
July 10 0
July 11 0
July 12 0
July 13 19 ( office supplies, misc Walgreens)
July 14 0
July 15 59 (19 eating out , 40 Target- 25 was groceries)
July 16 0
July 17-18 64 (Disney misc, 23 groceries)
July 19 0
 
7-9--$1 parking garage fee at dr.'s office (ugh, almost was a no spend!)
7-10--$37 for weekly family lunch, $20 gas, $30 for house needs, and upcoming trip needs at Dollar General, Sonic $3.50 for drinks
7-11--$4.58 Home Depot, $47.22 Logan's for lunch. $158 Walmart (don't take family to Walmart!!!!!) $15 Walgreens, prescription \

7-12--$20 gas, $1 Dollar General, $5.68 Taco Bell
7-13----No Buy!
7-14---$61, groceries, and I donated about $500 worth of stuff to the Goodwill!
7-15--No Buy!
7-16--$25 gas, $21.00 Walmart-b-day cards, drinks, popcorn,
7-17--No Buy! (We did eat out for lunch, but DH used his bday money, so this counts as a no buy!)
7-18--No Buy!
7-19--$35 Party City, $35 Dr. co-pay, $40.09 car tag renewal

4/8 No Buy Days
 
No Buy Days : 3/10
Gas : 20$
Car repairs :
Groceries : 168$
Eating out (and snacks) : 151$
Non-necessities : 492$

7/01 : 12$ (greeting cards)
7/02 : 16$ (groceries)
7/03 : 40$ (groceries + sunscreen)
7/04 : 110$ (water park day)
7/05 : 28$ (groceries)
7/06 - 7/08 : 110$ (camping, groceries, sunscreen, etc.)
7/09 : 40$ (cat food & litter)
7/10 : 80$ (eating out)
7/11 : 46$ (toaster + camping chair)
7/12 : 100$ (groceries + gas + clothes)
7/13 : 0$
7/14 : 85$ (app + groceries)
7/15 : 13$ (movies rental)
7/16 : 141$ (clothes + ice cream)
7/17 : 0$
7/18 : 0$
7/19 : 10$ (groceries)
 
July 1 - $16 (ice cream and lunch)

July 2 - 98.45 at Walmart - that includes groceries for the week, cat stuff, paper products and toiletries. If I can keep this under $500 total for the month, that would be great!

17.68 (eating out)

July 3 - groceries 20.38 (meat and stuff)

July 4 - 3.03 (eating out)

July 5 - 19.93 (eating out)

July 6 - ZERO!!

July 7 - 11.72 (eating out)

July 8 - 10 - out of town

July 11 - Walmart (groceries and paper goods) 88.65
School supplies - 9.00

July 12 - school uniforms 111.90 (but I have to return one more that she changed her mind on. Plus when I got home there was a $10 off $50 coupon in the mail from Academy Sports - where I just bought all my stuff. I called and they said I could bring in my receipt and the coupon and get my ten bucks! So the total will be around 95-ish)
school supplies 53.67
birthday gift 9.00

July 13 - 0

July 14 - summer kids movie for me and DD 6.00
Lunch 13.09 (had a $2 coupon)
Bookbag, lunchbox, hair stuff 60.42
Ice cream 3.00

July 15 - took my old uniforms to the mall and got a $40 gift card for it. Also got my $10 credit back for my Academy coupon from the other day.
Sears - shirts for me 15.63
capris for DD - 10.86
CVS - stamps, etc - 10.95
Gas - 26.00

July 16 - groceries 86.85
DD sunglasses 5.00
movie rental 5.00

July 17 - 27.00 birthday gifts

July 18 - birthday dinner out 63.89

July 19 - 0:cool1:
 


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