The big "no buy in July" thread!

[lougoofy]

7/11/10: $3.something Dairy Mart and $2.05 Dairy Mart
7/12/10: $3.25 Laundry and $8.75 Chinese food and $a small amount at Dairy Mart
7/13/10: $1.50 bus fare, $5.64 Wendy's, $25.54 Wal Mart groceries and a muffin pan and $1.58 Subway

7/14/10: $0 day

 

[MomOf3LovesMickey]

Cashed my survey checks so +$12 but then I spent 7 at Jack in the Box so $5 net profit lol. I seriously need to go grocery shopping.

Grocery- $103.87/300
Household- $56.45/100
Eating Out- $66.58/50

7/1- $1.23
7/2- $7.50
7/3- $5.57
7/4- $4.77
7/5- $0
7/6- $23
7/7- $12
7/8- $0
7/9- $38
7/10- $51
7/11- $25.56
7/12- $44.15
7/13- $7.08
7/14- $7

 

[SnowWhite607]

July 1 - $6 for ice cream for me and DD, $10 lunch Chick Fil A

July 2 - 98.45 at Walmart - that includes groceries for the week, cat stuff, paper products and toiletries. If I can keep this under $500 total for the month, that would be great!

17.68 Sonic for lunch

July 3 - groceries 20.38 (meat and stuff)

July 4 - 3.03 McDonalds

July 5 - 16.93 lunch, $3 snacks at the pool

July 6 - ZERO!!

July 7 - 11.72 lunch

July 8 - 10 - out of town

I will be going out of town Thursday thru Saturday this week. All things will be paid for thru savings set aside for this so I am not going to count it here

July 11 - Walmart (groceries and paper goods) 88.65
School supplies - 9.00

July 12 - school uniforms 111.90 (but I have to return one more that she changed her mind on. Plus when I got home there was a $10 off $50 coupon in the mail from Academy Sports - where I just bought all my stuff. I called and they said I could bring in my receipt and the coupon and get my ten bucks! So the total will be around 95-ish)
school supplies 53.67
birthday gift 9.00

July 13 - 0

July 14 - summer kids movie for me and DD 6.00
Lunch 10.83 (had a $2 coupon)
Bookbag, lunchbox, hair stuff 60.42
Ice cream 3.00

July 15 - took my old uniforms to the mall and got a $40 gift card for it. Also got my $10 credit back for my Academy coupon from the other day.
Sears - shirts for me 15.63
capris for DD - 10.86
CVS - stamps, etc - 10.95
Gas - 26.00

 

[MickeyMomOfThree]

I am back from being away and ready to rejoin! Goal for the month is 7.

July 13- Groceries $26
July 14-Groceries $121 Higher then usual but I just realized I didn't spend anything on groceries for over 2 weeks! DH and I shared an ice cream $3.50 TOTAL-$124.50
July 15- $0

No Buy Days-1/7

Happy About Record Since Joining No Buy-
January-14 Days
February-13 Days
March-17 Days
April-15 Days
May-15 Days
June-8 Days
Longest Streak-4 Days in a Row!

 

[thebeesknees]

7/1 $22.95 LL Bean
7/2 $50 groceries
7/3 $0
7/4 $0
7/5 $0
7/6 $0
7/7 $0
7/8 $0
7/9 $56 Walmart, $120 Sam's Club
7/10 $.81 Post Office, $10 Dollar Tree
7/11 $0
7/12 $0
7/13 $48 Target
7/14 $60 Children's Place, $6 Walmart, $20 JoAnn
7/15 $0

9/12 no-buy days

 

[Virgderon]

A bit wasteful today on the eating out, but the Target run was brilliant. Went to Target.com and got the $5.00 coupon for the Champion work out item, and $2.00 coupon for any Merona shirt. Got one shirt for $4.00, one for $6.00, and the work out shirt was $5.00. Also got a small turkey breast- on sale for .89 a pound and some other food items on sale . Anyway, spent $40 and saved $24.00.

Running Total: Spent $418
$1150 budget...$732 left
$0 Days: 7
Goal is 8 or more!
coupon savings $101

Groceries budget- $200-4-2-35-9-30-25... 95 left

July 1 0
July 2 0
July 3 14 (8 misc, 2 book, 4 lunchmeat)
July 4 21 (16 lunch at Changs, 5 tee at Old Navy)
July 5 163 (misc at Disney, 2 pop)
July 6 0
July 7 35 (groceries)
July 8 23 ( Walgreens- 9 pop)
July 9 84 ( haircut, groceries)
July 10 0
July 11 0
July 12 0
July 13 19 ( office supplies, misc Walgreens)
July 14 0
July 15 59 ( 19 eating out , 40 Target)

 

[QVCshopper]

Hoping tomorrow is a no-buy; I'm tired and don't want to go anywhere. Today almost was, but the kids were hungry and I need to prepare better.

No-buy days: 5/10
Spent: $443/$800 [not including gas/bills]

7/1 - $2.25 popcorn at free show
7/2 - $3.50 Pretzel Factory; $5 Garden; $2.25 Hallmark; $9.50 B&N; $16 Genuardis; $11 Haircut
7/3 - $6 ChickFilA; $5 LL Bean
7/4 - $10 Farmers Market; $6 Candy Store/Machines; $38 Weis food; $2.50 Dunkin Donuts
7/5 - $0
7/6 - $0
7/7 - $12 Grey Towers; $18 Lunch; $40 Pizza Hut dinner; $5 Candy Store/Machines
7/8 - $0
7/9 - $3 Hallmark; $4 Wawa; $25 gift card
7/10 - $81 Redners food; $5 farmers market; $20 Panera Bread; $15.85 TRU gift; $11 Wegmans
7/11 - $13.50 Orchard; $4 Wawa; $35 Wegmans
7/12 - $0
7/13 - $0
7/14 - $25 Thrift Store; $6 BK
7/15 - $3 popcorn at free show

 

[SunnieRN]

July goals:
13 No buy days (after set bills)
Grocery: $400/-$153, $97, $53
Entertainment/Eating out: $200/-$31.68, -$37.89 and $8.43

July 1: $0 (and worked on CE at home, so 5 hours overtime at work!
July 2: $153 Groceries, (including 4th of July potluck and BBQ and a crab dinner tomorrow night. LOTS of fresh fruit also! But 4 more hours OT!
July 3: $0
July 4: $0
July 5: $0
July 6: $31.68 Take out lunch (enough chinese for 2 meals)
July 7: $0 (Work tonight and tomorrow night, so be back when I can
July 8: $0
July 9: $0
July 10: $560, $97 groceries.
July 11: $0
July 12: $57.58 Groceries, $300, school supplies, medicine, some birthday and Christmas.
July 13: $0! ! Finally! Dinner in the oven, getting ready for work!
July 14: $0! And a piece of great news! They called from the hospital to pre register me for my ultrasound Friday and I have a $0 co pay!!!
July 15: $0 My daughter made me the most FANTASTIC birthday dinner!!

10/13 No Buy Days!
Added to Savings: $115/$400
Christmas 65% complete, one birthday completely DONE!

Every bit helps Sunnie! 0 coPay is a good day!

Another 0 spend day, but there is trouble around the corner.... Disney and Universal weekends coming up....

Running Total: Spent $359
$1150 budget...$791 left
$0 Days: 7
Goal is 8 or more!
coupon savings $77

I was VERY pleased! Your numbers are fantastic!!!!

 

[Where'sPiglet?]

Happy Birthday, Sunnie! And great news on the $0 co pay!!!

 

[MissBritt]

7/1 $73.19 WinnDixie (saved 58.04)
7/2 $52.74 Pubix (saved 57.84)
7/3 $34.30 Gas, $17.87 Post office, $50 Sephora (gift), $6.41 The Body Shop (gift), $15.00 Etsy (gift), -$5.34 Return
7/4 $14.00 Movie & snacks (Grown Ups)
7/5 $20.25 Movie & snacks (Toy Story 3), $28.00 Dinner out (1/6)
7/6 $0
7/7 $53.38 Sephora (makeup!!!), $14.18 WinnDixie (saved 8.88)
7/8 $0
7/9 $0
7/10 $36 Gas, $40.26 Walmart, $6.40 Borders (gift), $31.26 Target (gift)
7/11 $17.47 Dinner out (2/6), $1.60 Newspaper
7/12 $0
7/13 $0
7/14 $0
7/15 $23.40 Gas, $44.64 Publix (saved 24.74)

Groceries 184.75 (saved 149.50)
Dinner Out 45.47 (2/6)
Gas 93.70
Gifts 122.01
Entertainment 34.25
Incidentals 100.17
Returns -5.34

TOTALS:
565.11
$0 DAYS- 6/10

 

[charming23]

Spent longer at math tutoring than I had planned so I did not get to the store again. Dinner was leftovers from the freezer.

July Budget:

Grocery- $200/ $122.48 left
Household/Beauty- $50/ 40.38 Left
Car/Gas- $50/ $25.62 left
Eating out/ Entertaiment- $50/$30 left
Misc- $50/$38.24

Total- $400/$271.72 left

Goal of 10 no buy days

7/1- $11.76 at Kmart
7/2- Out of town
7/3- Out of town
7/4- Out of town
7/5- $0
7/6- $61.16 at Marc's for groceries
7/7- $0
7/8- $0
7/9- $24.38 Gas and $9.62 at Sally Beauty
7/10- $0
7/11- $0
7/12- $0
7/13- $16.36 groceries
7/14- $10 for lunch and $5 for the movie
7/15- $0

7/10 No Buy days

 

[Cindy-rella]

Another trip to walgreens! More school supplies, plus silly bands for my kids to share with their cousins!

Groceries $440/$103.66
No Buys 4/12

 

[loritemp]

Had to hit Traget yesterday for a few things for our vacation next week. But I scored, everything was on sale so I ended up only spending $36. I think that is the lowest I have ever spent in Target!!

Some other good money news, a family member owed me some money and while I knew eventually I would get it, I wasn't counting on it because I just didn't know when she would bother giving it to me. Well, last night she dropped it off!!! Yeah! SInce we are doing so well with our budget, I think I might use it to pay off one bill we have slowly been paying (a med bill from a recent ER visit). Very happy about this!!!

Ok folks, have a great weekend and since I won't be around next week, enjoy!!

 

[dreamer310]

7/1- 40.28 Staples/22.23 Petco
7/2- 0
7/3- 0
7/4- 0
7/5- 20.00 Gas/14.33 Farmer's Market
7/6- 0
7/7- 6.66 Kmart---666 spending is evil!!
7/8- 0
7/9- 31.13 Groceries/15.02 Gas
7/10-0
7/11- 0
7/12-17.00 Pizza
7/13- 19.64 Groceries
7/14- 0
7/15- 0


Have to spend today off to the grocery store

9/15 Days

 

[3girlsfun]

7-9--$1 parking garage fee at dr.'s office (ugh, almost was a no spend!)
7-10--$37 for weekly family lunch, $20 gas, $30 for house needs, and upcoming trip needs at Dollar General, Sonic $3.50 for drinks
7-11--$4.58 Home Depot, $47.22 Logan's for lunch. $158 Walmart (don't take family to Walmart!!!!!) $15 Walgreens, prescription \

7-12--$20 gas, $1 Dollar General, $5.68 Taco Bell
7-13----No Buy!
7-14---$61, groceries, and I donated about $500 worth of stuff to the Goodwill!
7-15--No Buy!

2/8

 

[Mickey1Fan]

I am doing well.

9 $29.67 groceery
10 26.95 grocery
10 2.99 gift
11 0
12 0
13 0
14 0
15 5.55 grocery
15 11.30 Christmas gift

 

[DAISYDUCKRN]

i have been browsing this thread for months a i must say i have been much better with managing my money and although i do not itemize on paper what we spend i know that we are spending much less on nonessential items. i do however feel guilt over spending $80.00 on dinner last night, although it was a family birthday treat. i kept thinking what i could by at the food market for that money. i even bought a birthday cake for $15.00 and feel guilty about that. i would never even have given it a thought before reading the no-buy thread. oh well, i will have to cut back on something else. we are saving to go on another (our 3rd) disney cruise next year and trying to save by not spending on nonessential things. so i was wondering, how many of you feel this type of money guilt.

 

[thebigkahuna]

07-01 $9.00 dinner.
07-02 $11.65 lunch
07-03 $0!
07-04 $0!!
07-05 $5.78 Kmart
07-06 $1.00 vending machine ice cream! $16.00 misc.
07-07 $0!
07-08 $0!
07-09 $16 movies $11 gift
07/10 $31 dinner, $8 drug store PLUS $5.00
07/11 $0!
07/12 $5 & change - lunch
07/13 $15.70 post office
07/14 $6.53 breakfast
07/15 No $pend and plus $27.50!
07-16 $63.00 presents. Today is a "bill pay" day, so there will be lots of spending, but it's all in the budget (with the exception of the presents mentioned above.)


No $pend days: 6 / 12
1/2 way to my goal!

 

[ronnmel]

No Buy Days : 1/10
Gas : 20$
Car repairs :
Groceries : 158$
Eating out (and snacks) : 140$
Non-necessities : 362$

7/01 : 12$ (greeting cards)
7/02 : 16$ (groceries)
7/03 : 40$ (groceries + sunscreen)
7/04 : 110$ (water park day)
7/05 : 28$ (groceries)
7/06 - 7/08 : 110$ (camping, groceries, sunscreen, etc.)
7/09 : 40$ (cat food & litter)
7/10 : 80$ (eating out)
7/11 : 46$ (toaster + camping chair)
7/12 : 100$ (groceries + gas + clothes)
7/13 : 0$
7/14 : 85$ (app + groceries)
7/15 : 13$ (movies rental)

 

[Virgderon]

Daisy- I have money guilt every single time I do something for myself, like a haircut or a pedicure. I also feel guilty now if I don't have a good grocery trip- like I really need stuff that I don't have coupons for- but I feel like I failed if I buy stuff at full price, for lack of a better way to put it.

Backstory- I am 48 years old. 10 years ago hubby and I were both making great money and had no reason to believe it would change. We are both in technology and they were predicting technology would continue to be a booming industry until at least the year 2020.

Well, by the end of 2001, we had both been laid off. He got another job, but I had to work 3 part time jobs to cover my end, and I was not covering it very well. Started using credit cards just to live.

We regretted the money we had previously spent thoughtlessly- the Disney trips on credit cards, Vegas twice in a year, eating lunch out almost every day, tons of money spent on kids gifts,clothes, etc.

Well, things stablized and then it happened again- DH got laid off last year and we ended up moving from Chicago to Tampa and taking huge losses on everything. We are now renting out the Chicago house at a loss and paying for kids college, cars and car insurance on less money than we had ever made before.

We have learned a lot, tho, and we enjoy ourselves, but frugally. We coupon, use restaurant.com, go to cheap events, pay for season passes to the amusement parks on the monthly plan, shop at the flea market,etc.

I need to get to somewhere in between how I was when I was younger, and now. I need to learn how to not feel guilty if I spend a little enjoying myself.

Not sure when I will be able to buy something without feeling bad about it, but yes, it is normal to have money guilt. Not letting it consume you is the trick.