The big "no buy in July" thread!

Budget for July is $1000 with 10 no spend days.

Auto $60 / $37
Eating Out/Entertainment $100 /$83
Giving $125 /$75
Groceries/Household Goods $300 / $199
Medical $265 / $255
Misc. $150 / $129

No spend days = 7 /10
Coupon savings = $19.35
Christmas 2010 running total of spending = $16

-------------------------------------------
7/1 Groceries $20
7/2 $0
7/3 Groceries $43; Misc. $10 (new Mickey Mouse watch)
7/4 Giving $25 (church); Groceries $6
7/5 $0
7/6 Groceries $3; Medical $10 (3 month prescription)
7/7 $0
7/8 $0
7/9 $0
7/10 Eating Out $17 (ice cream treats); Groceries $29
7/11 Giving $25 (church)
7/12 Auto $23 (Gas); Misc $11 (treats for nieces and nephew)
7/13 $0
7/14 $0
 
07-01 $9.00 dinner.
07-02 $11.65 lunch
07-03 $0! :goodvibes
07-04 $0!! :goodvibes
07-05 $5.78 Kmart
07-06 $1.00 vending machine ice cream! :cutie: $16.00 misc.
07-07 $0! :goodvibes
07-08 $0! :goodvibes
07-09 $16 movies $11 gift
07/10 $31 dinner, $8 drug store PLUS $5.00
07/11 $0!:goodvibes
07/12 $5 & change - lunch
07/13 $15.70 post office
07/14 $6.53 breakfast

No $pend days: 5 / 12
 
FINALLY a No Buy day!!!

No Buy Days : 1/10
Gas :
Car repairs :
Groceries : 148$
Eating out (and snacks) : 140$
Non-necessities : 274$

7/01 : 12$ (greeting cards)
7/02 : 16$ (groceries)
7/03 : 40$ (groceries + sunscreen)
7/04 : 110$ (water park day)
7/05 : 28$ (groceries)
7/06 - 7/08 : 110$ (camping, groceries, sunscreen, etc.)
7/09 : 40$ (cat food & litter)
7/10 : 80$ (eating out)
7/11 : 46$ (toaster + camping chair)
7/12 : 80$ (groceries + clothes)
7/13 : 0$
 
7/1 - $0
7/2 - $10 for dinner when I got held over at work for an extra 5 hours.
7/3 - $5 for milk
7/4 - $12 for food at work. I really need to go grocery shopping...
7/5 - $0
7/6 - $15 for food at work and Rite Aid-ing. I still need to go grocery shopping
7/7 - $13 for a co-workers kids' fundriaser
7/8 - $5 for dinner at work since I got held over for another 3 hours....
7/9 - $40 for gas and milk
7/10 - $175 for groceries, $8 for a baby shower present.
7/11 - $20. I wussed out and got Olive Garden for lunch :mad:
7/12 - $0
7/13 - $7 at Rite Aid. Not sure if I count it, as I'm getting $10 back in SCRs
7/14 - $0

Total for the month: $310
Budget remaining for the month: $690
 

July goals:
13 No buy days (after set bills)
Grocery: $400/-$153, $97, $53
Entertainment/Eating out: $200/-$31.68, -$37.89 and $8.43

July 1: $0 (and worked on CE at home, so 5 hours overtime at work!:goodvibes
July 2: $153 Groceries, (including 4th of July potluck and BBQ and a crab dinner tomorrow night. LOTS of fresh fruit also! But 4 more hours OT!
July 3: $0
July 4: $0
July 5: $0
July 6: $31.68 Take out lunch (enough chinese for 2 meals)
July 7: $0 (Work tonight and tomorrow night, so be back when I can
July 8: $0
July 9: $0 (Had Dr. appt. with bad news, have to have ultrasounds, xrays and a huge amount of labs. Not looking forward to the co-pays):scared1:
July 10: $560 :scared1:(We have 2 August birthdays and I got some Christmas shopping done. One birthday and about 1/2 of Christmas to go).:cool1: $97 groceries.
July 11: $0
July 12: $57.58 Groceries, ok, I'm not sure what I'm doing here, but I spent another $300 today. $24.00, school supplies, the grocery money and the rest on medical and additional Christmas presents.:guilty: It's a good thing I go back to work tomorrow!!
July 13: $0! ! Finally! Dinner in the oven, getting ready for work!
July 14: $0! And a piece of great news! They called from the hospital to pre register me for my ultrasound Friday and I have a $0 co pay!!!:cool1::thumbsup2 Since we work together, the person on the phone and I both voiced our amazement, since our insurance is, ummm, not so good.

10/13 No Buy Days!
Added to Savings: $115/$400
Christmas 65% complete, one birthday completely DONE!

OK, I am back from being away and ready to rejoin!

I also soooo wanted to get my Bon Jovi loving kids these shirts that said "Mom Mom went to Bon Jovi and Never Came Back" but at $30 for DD8 and DD11 and $40 for DD15 I took a picture of them and showed them instead!

Welcome back! Glad you had such a good time at the concert and Woo hoo for resisting the temptation of those awesome sounding t-shirts!!
 
Every bit helps Sunnie! 0 coPay is a good day!

Another 0 spend day, but there is trouble around the corner.... Disney and Universal weekends coming up....

Running Total: Spent $359
$1150 budget...$791 left
$0 Days: 7
Goal is 8 or more!
coupon savings $77

Groceries budget- $200-4-2-35-9-30... 120 left

July 1 0
July 2 0
July 3 14 (8 misc, 2 book, 4 lunchmeat)
July 4 21 (16 lunch at Changs, 5 tee at Old Navy)
July 5 163 (misc at Disney, 2 pop)
July 6 0
July 7 35 (groceries)
July 8 23 ( Walgreens- 9 pop)
July 9 84 ( haircut, groceries)
July 10 0
July 11 0
July 12 0
July 13 19 ( office supplies, misc Walgreens)
July 14 0
 
7/1 $22.95 LL Bean
7/2 $50 groceries
7/3 $0
7/4 $0
7/5 $0
7/6 $0
7/7 $0
7/8 $0
7/9 $56 Walmart, $120 Sam's Club
7/10 $.81 Post Office, $10 Dollar Tree
7/11 $0
7/12 $0
7/13 $48 Target 3 pair of shoes for kids, bathroom stuff and birthday present
7/14 $60 Children's Place :scared1: clothes for next summer, $6 Walmart, $20 JoAnn

8/12 no-buy days
 
/
July Budget:

Grocery- $205.06/300
Household- $50
Eating out/ Entertaiment- $25.80/50
Misc- $100

Total- $500

Goal of 8 no buy days



July 1st- No Buy Day
July 2nd-$30.00 groceries $20 eating out
July 4th- No buy Day
July 5th-No buy Day
July 6th-$11.10 groceries
7th-No buy
8th-No buy
9th-$11.04 groceries
11th-$15.68 groceries
12th-$27.12 groceries
13th-No Buy
14th-$4.20 lunch

Grocery Coupon Savings $179.27
 
7/1 $73.19 WinnDixie (saved 58.04)
7/2 $52.74 Pubix (saved 57.84)
7/3 $34.30 Gas, $17.87 Post office, $50 Sephora (gift), $6.41 The Body Shop (gift), $15.00 Etsy (gift), -$5.34 Return
7/4 $14.00 Movie & snacks (Grown Ups)
7/5 $20.25 Movie & snacks (Toy Story 3), $28.00 Dinner out (1/6)
7/6 $0
7/7 $53.38 Sephora (makeup!!!), $14.18 WinnDixie (saved 8.88)
7/8 $0
7/9 $0

7/10 $36 Gas, $40.26 Walmart, $6.40 Borders (gift), $31.26 Target (gift)
7/11 $17.47 Dinner out (2/6), $1.60 Newspaper
7/12 $0
7/13 $0
7/14 $0


Groceries 140.11 (saved 124.76)
Dinner Out 45.47 (2/6)
Gas 70.30
Gifts 122.01
Entertainment 34.25
Incidentals 100.17
Returns -5.34

TOTALS:
497.07
$0 DAYS- 6/10
 
7-9--$1 parking garage fee at dr.'s office (ugh, almost was a no spend!)
7-10--$37 for weekly family lunch, $20 gas, $30 for house needs, and upcoming trip needs at Dollar General, Sonic $3.50 for drinks
7-11--$4.58 Home Depot, $47.22 Logan's for lunch. $158 Walmart (don't take family to Walmart!!!!!) $15 Walgreens, prescription \

7-12--$20 gas, $1 Dollar General, $5.68 Taco Bell
7-13----No Buy!
7-14---$61, groceries, and I donated about $500 worth of stuff to the Goodwill!

1/8
 
I am back from being away and ready to rejoin! Goal for the month is 7.

July 13- Groceries $26
July 14-Full on grocery shopping, first one in 2+ weeks. $121 Higher then usual but I just realized I didn't spend anything on groceries for over 2 weeks! That is a huge savings! Also, DH and I went and shared an ice cream after his doctor's appointment $3.50 TOTAL-$124.50

No Buy Days-0/7

Happy About Record Since Joining No Buy-
January-14 Days
February-13 Days
March-17 Days
April-15 Days
May-15 Days
June-8 Days
Longest Streak-4 Days in a Row!
 
Since i started late this month, i was going to go with a measly one no buy day each week, but i had 3 days in a row this week. So .. heres to 8 no buy days this month

3/8 0$ Days
 
Trip to Wal-mart for back 2 school stuff - $8.77.
Groceries bill is low, due to visiting my parents!:cool1:

Budget
Groceries $440, Spent $94.00
4 no buys out of 12
 
7/1- 40.28 Staples/22.23 Petco
7/2- 0
7/3- 0
7/4- 0
7/5- 20.00 Gas/14.33 Farmer's Market
7/6- 0
7/7- 6.66 Kmart---666 spending is evil!!
7/8- 0
7/9- 31.13 Groceries/15.02 Gas
7/10-0
7/11- 0
7/12-17.00 Pizza
7/13- 19.64 Groceries
7/14- 0



8/15 :yay::yay::yay::yay::yay::yay::yay::yay:
 
No Buy Days : 1/10
Gas : 20$
Car repairs :
Groceries : 158$
Eating out (and snacks) : 140$
Non-necessities : 349$

7/01 : 12$ (greeting cards)
7/02 : 16$ (groceries)
7/03 : 40$ (groceries + sunscreen)
7/04 : 110$ (water park day)
7/05 : 28$ (groceries)
7/06 - 7/08 : 110$ (camping, groceries, sunscreen, etc.)
7/09 : 40$ (cat food & litter)
7/10 : 80$ (eating out)
7/11 : 46$ (toaster + camping chair)
7/12 : 100$ (groceries + gas + clothes)
7/13 : 0$
7/14 : 85$ (app + groceries)
 
Mickeymomofthree, I am glad to hear you had a good time at your concert. $45 is not bad for a t-shirt. My adam one was $40.

Spent the day out with my cousins. We went to lunch and then a movie.

July Budget:

Grocery- $200/ $122.48 left
Household/Beauty- $50/ 40.38 Left
Car/Gas- $50/ $25.62 left
Eating out/ Entertaiment- $50/$30 left
Misc- $50/$38.24

Total- $400/$271.72 left

Goal of 10 no buy days

7/1- $11.76 at Kmart
7/2- Out of town
7/3- Out of town
7/4- Out of town
7/5- $0
7/6- $61.16 at Marc's for groceries
7/7- $0
7/8- $0
7/9- $24.38 Gas and $9.62 at Sally Beauty
7/10- $0
7/11- $0
7/12- $0
7/13- $16.36 groceries
7/14- $10 for lunch and $5 for the movie

6/10 No Buy days[/QUOTE]
 
Running Total: Spent $572.61
$0 Days:4

Groceries ($200)- $119.76
Eating Out ($100)- $212.72
Misc. (Shopping/Entertainment) ($200) $240.13

1- $0
2- $2.76 (McDonald's- Eating Out), $1.76 (Target-Groceries), $6.72 (Walgreens-Groceries), $.74 (CVS-Groceries) $3 (Carnival-Entertainment)
3- $10 (Carnival-Entertainment), $25 (TeddyFabz-Eating Out), $3.05 (Jewel-Groceries)
4- $7 (Dollar Tree-Shopping), $12.99 (Jewel-Groceries), $23 (Carnival-Entertainment)
5- $26 (Carnival-Eating Out)
6- $7.60 (McDonald's-Eating Out), $3.82 (Jewel-Groceries)
7- $0
8- $8.36 (Wendy's-Eating Out), $3.91 (CVS-Groceries), $12.94 (Joe Caputo-Groceries), $30.86 (Target-Groceries)
9- $40 (Gino's East-Eating Out), $65 (Meijer-Camping Gear)
10- $11 (Blueberry Picking), $130 (Toys), $38 (Eating Out- Ice Cream, lunch and dinner)
11- $7 (Jewel-Groceries), $50 (Eating Out- Great America & Botanical Gardens)
12- $0
13- $0
14- $2.13 (Between Staples and Office Depot after my rebates...I really needed printer paper, was completely out and I now I have 2,000 sheets, colored pencils, highlighters, pencil sharpner, white board, and a cool thing to help my 3 year old learn to write letters), $18.69 (Trader Joes-Groceries), $15 (McDonald's- Eating Out), $2.28 (CVS-Groceries), $4 (Jewel-Groceries)



$0 Days: 4: 27%
Budget: $700....82%
Month: 14/31: 45%


My savings from coupons and sales: $379.50
 
Goals: 15 $0 Buy days
Max spending $500 for gas, food (groceries & eating out), and miscellaneous.

01 - $0! :woohoo:
02 - $0! :woohoo:
03 - $82.80 Winn-Dixie (Saved $34.85)
04 - $0! :woohoo:
05 - $0! :woohoo:
06 - $0! :woohoo:
07 - $57.15 Walmart, gas, brake tag, dinner out
08 - $2.45 I just HAD to have a snoball!
09 - $22.45 lunch out with friends
10 - $23.05 zoo & bracelets
11 - $0! :woohoo:
12 - $90.49 Walmart, Popeyes
13 - $0! :woohoo:
14 - 42.71 snoball, Canes, gas, Rouses

Totals:
$0 Buy: 7/15..................47%
Spending: $321.10/$500...64%
Days in Month: 13/31.......45%

Averages:
$500/31 days= $16.13
$321.10/14days= $22.94
 
Morning!

Managed another no buy day yesterday so

7/12 no buy days!

I gave DH a run down yesterday of how I am doing with our budget (I am the money manger in the family, frightening as that is). He was really impressed, made me smile! :)

And because we have paid off pretty much every single debt we had and are really increasing savings, we decided to take the leap...we made and accepted an offer on a DVC membership yesterday! I am over the moon happy!! Just amkes sticking to my budget that much easier knowing the payoff will be fun in the sun at Disney!:cheer2:
 
07-01 $9.00 dinner.
07-02 $11.65 lunch
07-03 $0! :goodvibes
07-04 $0!! :goodvibes
07-05 $5.78 Kmart
07-06 $1.00 vending machine ice cream! :cutie: $16.00 misc.
07-07 $0! :goodvibes
07-08 $0! :goodvibes
07-09 $16 movies $11 gift
07/10 $31 dinner, $8 drug store PLUS $5.00
07/11 $0!:goodvibes
07/12 $5 & change - lunch
07/13 $15.70 post office
07/14 $6.53 breakfast
07/15 PLUS $27.50! :woohoo:

No $pend days: 5 / 12
 













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