thanks

[ERMama]

how young are the kids? would you rather have a nice shorter 7-10 day disney trip and use the rest of the money for a different trip next year?

me, im a fan of frequent week long vacations.

 

[StitchandPooh'sMom]

I am so sorry for causing such an uproar here on the DIS! I have made a decision, regardless if it is the right decision in others eyes or not, but we have decided to go with very limited $$ spent. We have been planning this trip for a long time and my babies are not going to be babies forever. It is getting more and more expensive to do anything and if we keep putting this off...we will regret it.

Thank you VERY much for all of your thoughts and ideas. Though true, this debt did not come over night, but we had 3 very large bills that we received due to medical within the last week and started getting sick of the idea that we have alot of $$ going out the door.

Time and life is soooo short and I have to appreciate the time I have with my family. I have this responsibility to pay down this debt on my back and was just wondering what others would do. Thanks for all the thoughts!!

Best of luck to you in getting back on track, and have a great trip!

 

[crisi]

Not true....There was a woman on a board I am a member of (bkforum) that took a trip, to Disney in fact, 3 months before filing....and her bk went off without a hitch.

Trustees look at your BANK records...not your credit card statements. Creditors generally fight luxury charges if they total $4000 or more...otherwise, it's not worth their time and $$ to dispute your bk.

Each bankruptcy is its own individual legal transaction - like a divorce. And bankruptcy laws vary a lot by state. Because your friend had one experience does not mean that is the only experience people can have. Your credit card statements can CERTAINLY be subpeonaed by the court if they want to.