WOW! I can't get over that post a while back saying you get docked $50 if you use a personal day!!! That is crazy!
Here in Vegas, the number of personal days you get is based upon the number of sick days you used the year before. Everyone gets one personal day, and you can get up to four more if you had perfect attendance the year before. You can use personal days without providing a reason, and can take sick days before and after a holiday, and are not questioned unless you take more than three consecutively (Dr. note).
The wrench for us is DH (and my two youngest) are in year-round school, so our vacations don't always match. However, we have common vacations of 2 weeks at Christmas, 1 week at Easter, and 2 weeks in August. Since DH is on the track most like 9-month school, he is off starting last week until we return the end of August, so he has most of a traditional summer. DH is also off from Thanksgiving through New Years (now that's a beauty!!!) and a month for Easter/Spring break.
To answer the question, we stick to school vacations for Florida, but can do DL any weekend without a problem.