Talk to me about the 50% use of points

[4fordisneyworld]

We are looking ahead for next trip (maybe August or not til January) but I am curious if the 50% use of points per contract allows you to have two reservations back to back at different resorts so we can stay the number of nights desired?
Thank you.

 

[KAT4DISNEY]

It's that you may only borrow 50% of each contracts points back into the previous UY. It's not by reservation but total. Your current UY points you may use 100%.

 

[4fordisneyworld]

Thank you! That makes sense. I would have to borrow for Aug but not January as I have all my 2021 points available but my UY is December.

 

[gharter]

we found this out the hard way. We had banked some points into our UY later this year. We were going to change our reservation for later this year. The 50% borrow rule is 50% of what comes due in the next UY. Any points banked are stuck in the next year and cannot be brought back. I knew this, but forgot. Oops. It worked out.