@squirk -- I think you are taking the situation quite personally. The TA's terms aren't personal to you as an individual, those terms have been set for the their business with the public in general. The TA doesn't say to herself "oh, I don't trust or respect mr. squirk so I'm going to make him pay early." The agency sets those policies, potentially after years of experience dealing with many different types of customers, unfortunately some who aren't quite as conscientious to deadlines and final payments. Those people are the reason for such terms. A TA's business is largely built on reputation, and one loud-mouth jerk who had a "good" reason for making his payment late can wreak havoc on a reputation.
You are welcome to take your business to another TA with different terms or book directly through
DCL. I just suggest that you try not to look at business policies as personal attacks.
Enjoy your cruise!
On the contrary, I don't take it personal at all. I don't think the padding was assigned specifically to me because odds were high that
Squirk would screw something up if I waited until DCL's PIF to pay.
I can assure you that if I
had taken that personally, she would no longer be my TA. I know she does this with everyone as a policy, and it has nothing to do with me specifically.
Again, I have no trouble with the padding. It's a very good idea. I simply expect the fact that the date is padded, and not the true DCL PIF date, to be disclosed to me. At the very least, tell me it's the
agency's PIF. Just don't pass it off as DCL's PIF.
I totally get there are people who will wait until the very last minute to pay, and that they will do so despite the TA warning them over and over of the ramifications if something goes wrong. If you wait until 5:00 p.m. on DCL's PIF, despite the warnings from your TA, and something goes wrong, you have no one to blame but yourself.
I also appreciate that when something like that goes south, people will often want to find someone to blame other than themselves, and the obvious and convenient target is the TA, who did absolutely nothing wrong. So I understand how the "padded PIF" protects the TA from the baseless and undeserved bad-mouthing and complaints of a bad client.
At the end of the day, I'm just saying, based on my experience, and apparently that of the OP, there could be better disclosure about the origin of the PIF date given.
However, I do feel that they should tell you when they do set the date.
Precisely.