SSR loaded contract

[Hubalorian]

Are they negotiable on the price per point ? Because they are pretty high as far as I can see

I always try to negotiate. It also depends when you need the points. Do you have time to wait and negotiate? There are multiple reputable sites. Use dvcforless.com to find the sites with points listed. Typically if it’s been listed for while, they are more likely to negotiate

I got lucky with a 100 point CCV contract at $115 per point. I believe it was listed at $135 per point.

 

[Brian Noble]

I’m new to this..sorry if I sound like a five year old

My advice: Take your time! This is a multi-decade purchase. You want to feel good about what you are doing---and that includes not only price, but resort choice, etc. It is easy to focus on the near-term issues at the expense of longer-term questions.

There are always new contracts. There is no reason to hurry and buy something that is only okay.

 

[Orbiter_Fan]

Sorry, just for clarification, is $98/point inclusive of any MFs/closing costs you'd pay? If so, that's a decent price point. If not, you can do better. I recently closed (and it passed ROFR!) a 225 point contract at $84/point. While technically not loaded, functionally it is bc it has a March UY and I had the seller bank the '25 points into '26 so I'll have 450 points to use next year.

 

[Tatebeck]

Personally I would avoid SSR if I were looking to just buy at 1 resort. I can understand it as an add on for members who already own at a more desirable resort, giving them a home booking advantage at a good resort and then points to use at the 7 month window when something is available. It would probably work out for a while, especially if you like booking 1BRs as those are easiest to get at 7 months usually.

But eventually booking may get tight, especially after 2042 IMO. More and more members are buying SSR because it is cheap expecting to always trade into other resorts at 7 months. The more members that do this, the more competitive 7 month booking gets, which could make owners at other resorts trade out less and just use their home resort points, reducing availability further. The only thing you are guaranteed by DVC is the availability to book at your home resort. Everything else could go away, even if it probably won't.

The last thing to think about is do you drive/rent a car or do you fly in and just get a ride on property. I would 100% avoid SSR unless you drive/always rent a car and aren't park-centric. The resort is so spread out it is a hassle to get around with an internal bus loop just to get out of the resort. It is easier to drive to most of the parks instead.

 

[melissa70]

Personally I would avoid SSR if I were looking to just buy at 1 resort. I can understand it as an add on for members who already own at a more desirable resort, giving them a home booking advantage at a good resort and then points to use at the 7 month window when something is available. It would probably work out for a while, especially if you like booking 1BRs as those are easiest to get at 7 months usually.

But eventually booking may get tight, especially after 2042 IMO. More and more members are buying SSR because it is cheap expecting to always trade into other resorts at 7 months. The more members that do this, the more competitive 7 month booking gets, which could make owners at other resorts trade out less and just use their home resort points, reducing availability further. The only thing you are guaranteed by DVC is the availability to book at your home resort. Everything else could go away, even if it probably won't.

The last thing to think about is do you drive/rent a car or do you fly in and just get a ride on property. I would 100% avoid SSR unless you drive/always rent a car. The resort is so spread out it is a hassle to get around with an internal bus loop just to get out of the resort. It is easier to drive to most of the parks instead.

I do always rent a car as I hate the busses. I don’t really have a preference for a resort.. I almost wish I did and this would be a lot easier. I want to sleep around , so to speak, and upon my research I found this was the best resort to do that with considering buy in price and annual fees. But maybe I’m overlooking something? I see BLT is low annual fees but the buy in is higher.
.

 

[cruisehopeful]

I look at DVC purchases from a different angle. Actually, all large purchases. If you have to ask strangers on the internet if you're getting a good deal, you aren't ready to buy. You're literally the only person who is going to know what your ideal purchase is. Do a LOT more research before you make such a huge purchase and then buy exactly what you want vs. what is the best deal.

 

[AstroBlasters]

I’m all about the one bedroom for sure and I usually like to travel Jan-April maybe occasionally nov-Dec

Then you’ll want a Sept or Oct Use Year….

 

[Tatebeck]

I found this was the best resort to do that with considering buy in price and annual fees. But maybe I’m overlooking something? I see BLT is low annual fees but the buy in is higher.

It is much more nuanced than most people realize. Check out this thread for a LOT of interesting math https://www.disboards.com/threads/most-economical-resort-beyond-year-1.3950476/
Thanks again to @ehh for making it.

Over time dues become the biggest factor, but most people look too closely at the purchase price instead. Expiration date matters too. Some other resorts have a higher up front cost, but lower dues and longer expirations, making them possibly better long term options, AND you get a home resort window that actually matters and you can make use of, unlike SSR where you don't really need it.

Another thing to think about is view categories and point charts. If you are booking at a home resort, you can often get standard view, which is the cheapest and hardest to get. At 7 months, if rooms are available at all, they are usually the more expensive view category rooms. So after accounting for that, you can buy at SSR but actually be worse off even if you can get into a more popular resort.

 

[Add-On-Itis]

It is much more nuanced than most people realize. Check out this thread for a LOT of interesting math https://www.disboards.com/threads/most-economical-resort-beyond-year-1.3950476/
Thanks again to @ehh for making it.

Over time dues become the biggest factor, but most people look too closely at the purchase price instead. Expiration date matters too. Some other resorts have a higher up front cost, but lower dues and longer expirations, making them possibly better long term options, AND you get a home resort window that actually matters and you can make use of, unlike SSR where you don't really need it.

Another thing to think about is view categories and point charts. If you are booking at a home resort, you can often get standard view, which is the cheapest and hardest to get. At 7 months, if rooms are available at all, they are usually the more expensive view category rooms. So after accounting for that, you can buy at SSR but actually be worse off even if you can get into a more popular resort.

It's hard to understand all of that without being a dvc member. Once you start using the membership, it's much easier to understand.

Good thing the cost to sell a contract isn't too steep at about 10% total.

 

[melissa70]

I look at DVC purchases from a different angle. Actually, all large purchases. If you have to ask strangers on the internet if you're getting a good deal, you aren't ready to buy. You're literally the only person who is going to know what your ideal purchase is. Do a LOT more research before you make such a huge purchase and then buy exactly what you want vs. what is the best deal.

Well I’m asking people on a chat board who have had this experience and hopefully are willing to give advice.

 

[Tatebeck]

It's hard to understand all of that without being a dvc member. Once you start using the membership, it's much easier to understand.

Good thing the cost to sell a contract isn't too steep at about 10% total.

I like to do my research before taking a $2,000 haircut personally lol. I'm sure I knew more about DVC before I bought than the average member knows now

It is definitely easier to understand after using it though

 

[Add-On-Itis]

I like to do my research before taking a $2,000 haircut personally lol. I'm sure I knew more about DVC before I bought than the average member knows now

It is definitely easier to understand after using it though

Agree. But I thought I have done a lot of research. I still would have done some things differently.

Plus, the dvc habbits changes very quickly. Goes from studio once a year to one bedroom once a year to multiple trips per year in 1 or 2 bedroom.

 

[Tatebeck]

Agree. But I thought I have done a lot of research. I still would have done some things differently.

Plus, the dvc habbits changes very quickly. Goes from studio once a year to one bedroom once a year to multiple trips per year in 1 or 2 bedroom.

Yeah

once you go 1-Bed, your wallet is dead

My wife doesn't want to stay in less than a 1BR unless there is a reason, like a short VGC trip.
We did add on within the 1st year after our buy in. Even with the 660 points we started with.

 

[Brian Noble]

Well I’m asking people on a chat board who have had this experience and hopefully are willing to give advice.

I don't think that was @cruisehopeful's point. We are all happy to share our own perspective and experience. But someone else's experience might not be important given my goals. More importantly, until I truly internalized a lot of the lessons that others' experience taught them, I was not ready to make an informed decision for my ownership.

This is a low-to-mid five figure purchase. I wanted to take my time if I was spending that kind of money.

So, if you are asking for advice, mine is: Take your time. There is no hurry. If I were where you are now in my decision making process, I would not be ready to buy. You might be, and that's why this advice is worth every penny you paid for it!

That might not be material to everyone---for example, I know someone who has been a Partner at one of the Big Three consultancies for a couple of decades. For him, $30,000 is loose-change-in-the-couch, and he could spend it on a whim. But, that's because people pay him a LOT of money for his advice.

 

[Chili327]

It was one of those certified hot price offers.

Those are not necessarily good deals, they aren’t terrible, but definitely not the best deals out there. Use the link below.

It is December but maybe I should keep looking

Yes keep looking… use the link below.

https://www.dvcforless.com is your friend. Put in what you want in the filters and go from there. If you’re in no rush, start making offers in the $80’s, see what they counter with. Deals always come up, you just have to be patient, I think SSR is the most bought/sold timeshare, something will come up. More should start hitting the market soon as dues are looming on the horizon

Yes, This!!!

 

[Girlstar30]

If I’m not planning to travel this year as I already have a hotel booked is it a deal to buy one that has no points available for 2025 but are asking 91 dollars a point? I’m new to this..sorry if I sound like a five year old

Keep making offers. Offer $80-$85 on every SSR contract on dvcforless with a uy you're ok with and see who bites. You never know what people will accept. I offered $80 and they came back at me with $85 and I said no more than $82 and it was a deal. It went really fast. They were initially asking $95. You never know.

 

[Sandisw]

My feeling is to first decide if it works for your needs. If it does than I think it’s a good price.

Resort, and number of points and UY. Sometimes, it’s not about finding the lowest price but one that seems fair to you.

If I was looking for an SSR contract with 200 points in a Dec UY, then I might pay $98 / point and be happy.

On the flip side, I wouldn’t buy this contract for $80/point since I am not interested in owning any more SSR points.

You just have to decide where you fit!

 

[Girlstar30]

SSR is great as a SAP contract for additional split stays. Im not sure if i would buy it as my one and only home resort, but so far I would because ive had zero issues staying elsewhere. I guess it depends on what kind of traveler you are, if you dont like split stays i wouldnt buy here. I paid the same for 250 points here as 150 points at BLT at a decent price.

2042 is a long ways away, you can always sell it later if its hard to book at other places, but we're staying a lot of different places with it.

There are people on here that have owned SSR for years and never stayed there. That could change later, but anything could change.

 

[sndral]

I’m all about the one bedroom for sure and I usually like to travel Jan-April maybe occasionally nov-Dec

I would make the assumption that for your occasional Nov/Dec trips you’ll be staying in your home resort, the fall in general is a high demand time for DVC bookings & early Dec. is very high demand.
You’re ahead of a lot of buyers because you’re taking into account annual maintenance fees. For a summary of MFs see this link https://dvcnews.com/dvc-program-menu/financial/annual-dues-by-resort.
The next consideration is point charts - through the years as DVC has added resorts they’ve upped the number of points it ‘costs’ per night to stay in the villas, thus 100 points goes a lot further at the 2042 resorts v. the newer resorts. One exception to this is CCV because DVC matched it’s points chart to the existing Wilderness Lodge 2042 DVC - BRV.
Then think about the end date of the contract - 2042 resorts only have 16/17 years of use left v. newer resorts which have much later end dates & therefore you’ll get more trips out of your contract. This link includes the end dates for the various resorts https://dvcnews.com/dvc-program-menu/financial/pricing-a-promotions (along w/ the prices for them.)
Good luck w/ your search - maybe check the ROFR thread here https://www.disboards.com/threads/r...ost-for-instructions-formatting-tool.3973789/ & use the links to get an idea of what folks have been paying for resale at various resorts.