SSR loaded contract

Are they negotiable on the price per point ? Because they are pretty high as far as I can see
I always try to negotiate. It also depends when you need the points. Do you have time to wait and negotiate? There are multiple reputable sites. Use dvcforless.com to find the sites with points listed. Typically if it’s been listed for while, they are more likely to negotiate

I got lucky with a 100 point CCV contract at $115 per point. I believe it was listed at $135 per point.
 
I’m new to this..sorry if I sound like a five year old
My advice: Take your time! This is a multi-decade purchase. You want to feel good about what you are doing---and that includes not only price, but resort choice, etc. It is easy to focus on the near-term issues at the expense of longer-term questions.

There are always new contracts. There is no reason to hurry and buy something that is only okay.
 
Sorry, just for clarification, is $98/point inclusive of any MFs/closing costs you'd pay? If so, that's a decent price point. If not, you can do better. I recently closed (and it passed ROFR!) a 225 point contract at $84/point. While technically not loaded, functionally it is bc it has a March UY and I had the seller bank the '25 points into '26 so I'll have 450 points to use next year.
 
Personally I would avoid SSR if I were looking to just buy at 1 resort. I can understand it as an add on for members who already own at a more desirable resort, giving them a home booking advantage at a good resort and then points to use at the 7 month window when something is available. It would probably work out for a while, especially if you like booking 1BRs as those are easiest to get at 7 months usually.

But eventually booking may get tight, especially after 2042 IMO. More and more members are buying SSR because it is cheap expecting to always trade into other resorts at 7 months. The more members that do this, the more competitive 7 month booking gets, which could make owners at other resorts trade out less and just use their home resort points, reducing availability further. The only thing you are guaranteed by DVC is the availability to book at your home resort. Everything else could go away, even if it probably won't.

The last thing to think about is do you drive/rent a car or do you fly in and just get a ride on property. I would 100% avoid SSR unless you drive/always rent a car and aren't park-centric. The resort is so spread out it is a hassle to get around with an internal bus loop just to get out of the resort. It is easier to drive to most of the parks instead.
 
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Personally I would avoid SSR if I were looking to just buy at 1 resort. I can understand it as an add on for members who already own at a more desirable resort, giving them a home booking advantage at a good resort and then points to use at the 7 month window when something is available. It would probably work out for a while, especially if you like booking 1BRs as those are easiest to get at 7 months usually.

But eventually booking may get tight, especially after 2042 IMO. More and more members are buying SSR because it is cheap expecting to always trade into other resorts at 7 months. The more members that do this, the more competitive 7 month booking gets, which could make owners at other resorts trade out less and just use their home resort points, reducing availability further. The only thing you are guaranteed by DVC is the availability to book at your home resort. Everything else could go away, even if it probably won't.

The last thing to think about is do you drive/rent a car or do you fly in and just get a ride on property. I would 100% avoid SSR unless you drive/always rent a car. The resort is so spread out it is a hassle to get around with an internal bus loop just to get out of the resort. It is easier to drive to most of the parks instead.
I do always rent a car as I hate the busses. I don’t really have a preference for a resort.. I almost wish I did and this would be a lot easier. I want to sleep around , so to speak, and upon my research I found this was the best resort to do that with considering buy in price and annual fees. But maybe I’m overlooking something? I see BLT is low annual fees but the buy in is higher.
.
 
I look at DVC purchases from a different angle. Actually, all large purchases. If you have to ask strangers on the internet if you're getting a good deal, you aren't ready to buy. You're literally the only person who is going to know what your ideal purchase is. Do a LOT more research before you make such a huge purchase and then buy exactly what you want vs. what is the best deal.
 
I found this was the best resort to do that with considering buy in price and annual fees. But maybe I’m overlooking something? I see BLT is low annual fees but the buy in is higher.
It is much more nuanced than most people realize. Check out this thread for a LOT of interesting math https://www.disboards.com/threads/most-economical-resort-beyond-year-1.3950476/
Thanks again to @ehh for making it.

Over time dues become the biggest factor, but most people look too closely at the purchase price instead. Expiration date matters too. Some other resorts have a higher up front cost, but lower dues and longer expirations, making them possibly better long term options, AND you get a home resort window that actually matters and you can make use of, unlike SSR where you don't really need it.

Another thing to think about is view categories and point charts. If you are booking at a home resort, you can often get standard view, which is the cheapest and hardest to get. At 7 months, if rooms are available at all, they are usually the more expensive view category rooms. So after accounting for that, you can buy at SSR but actually be worse off even if you can get into a more popular resort.
 
It is much more nuanced than most people realize. Check out this thread for a LOT of interesting math https://www.disboards.com/threads/most-economical-resort-beyond-year-1.3950476/
Thanks again to @ehh for making it.

Over time dues become the biggest factor, but most people look too closely at the purchase price instead. Expiration date matters too. Some other resorts have a higher up front cost, but lower dues and longer expirations, making them possibly better long term options, AND you get a home resort window that actually matters and you can make use of, unlike SSR where you don't really need it.

Another thing to think about is view categories and point charts. If you are booking at a home resort, you can often get standard view, which is the cheapest and hardest to get. At 7 months, if rooms are available at all, they are usually the more expensive view category rooms. So after accounting for that, you can buy at SSR but actually be worse off even if you can get into a more popular resort.

It's hard to understand all of that without being a dvc member. Once you start using the membership, it's much easier to understand.

Good thing the cost to sell a contract isn't too steep at about 10% total.
 
I look at DVC purchases from a different angle. Actually, all large purchases. If you have to ask strangers on the internet if you're getting a good deal, you aren't ready to buy. You're literally the only person who is going to know what your ideal purchase is. Do a LOT more research before you make such a huge purchase and then buy exactly what you want vs. what is the best deal.
Well I’m asking people on a chat board who have had this experience and hopefully are willing to give advice.
 
It's hard to understand all of that without being a dvc member. Once you start using the membership, it's much easier to understand.

Good thing the cost to sell a contract isn't too steep at about 10% total.
I like to do my research before taking a $2,000 haircut personally lol. I'm sure I knew more about DVC before I bought than the average member knows now

It is definitely easier to understand after using it though
 
I like to do my research before taking a $2,000 haircut personally lol. I'm sure I knew more about DVC before I bought than the average member knows now

It is definitely easier to understand after using it though

Agree. But I thought I have done a lot of research. I still would have done some things differently.

Plus, the dvc habbits changes very quickly. Goes from studio once a year to one bedroom once a year to multiple trips per year in 1 or 2 bedroom.
 
Agree. But I thought I have done a lot of research. I still would have done some things differently.

Plus, the dvc habbits changes very quickly. Goes from studio once a year to one bedroom once a year to multiple trips per year in 1 or 2 bedroom.
Yeah

once you go 1-Bed, your wallet is dead

My wife doesn't want to stay in less than a 1BR unless there is a reason, like a short VGC trip.
We did add on within the 1st year after our buy in. Even with the 660 points we started with.
 
Well I’m asking people on a chat board who have had this experience and hopefully are willing to give advice.
I don't think that was @cruisehopeful's point. We are all happy to share our own perspective and experience. But someone else's experience might not be important given my goals. More importantly, until I truly internalized a lot of the lessons that others' experience taught them, I was not ready to make an informed decision for my ownership.

This is a low-to-mid five figure purchase. I wanted to take my time if I was spending that kind of money.

So, if you are asking for advice, mine is: Take your time. There is no hurry. If I were where you are now in my decision making process, I would not be ready to buy. You might be, and that's why this advice is worth every penny you paid for it!

That might not be material to everyone---for example, I know someone who has been a Partner at one of the Big Three consultancies for a couple of decades. For him, $30,000 is loose-change-in-the-couch, and he could spend it on a whim. But, that's because people pay him a LOT of money for his advice.
 
It was one of those certified hot price offers.
Those are not necessarily good deals, they aren’t terrible, but definitely not the best deals out there. Use the link below.

It is December but maybe I should keep looking
Yes keep looking… use the link below.

https://www.dvcforless.com is your friend. Put in what you want in the filters and go from there. If you’re in no rush, start making offers in the $80’s, see what they counter with. Deals always come up, you just have to be patient, I think SSR is the most bought/sold timeshare, something will come up. More should start hitting the market soon as dues are looming on the horizon
Yes, This!!! 8-)
 
If I’m not planning to travel this year as I already have a hotel booked is it a deal to buy one that has no points available for 2025 but are asking 91 dollars a point? I’m new to this..sorry if I sound like a five year old
Keep making offers. Offer $80-$85 on every SSR contract on dvcforless with a uy you're ok with and see who bites. You never know what people will accept. I offered $80 and they came back at me with $85 and I said no more than $82 and it was a deal. It went really fast. They were initially asking $95. You never know.
 
My feeling is to first decide if it works for your needs. If it does than I think it’s a good price.

Resort, and number of points and UY. Sometimes, it’s not about finding the lowest price but one that seems fair to you.
 



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