Speaking of pyramid scams, anyone heard of AmeriPlan?

Linda/MA

DIS Veteran
Joined
Aug 18, 1999
Messages
517
My friend who lives in Dallas is involved in this company. It is not health insurance, but a medical benefits supplement plan or something like that. :confused3 She and her husband are in a real bad financial situation right now and I just feel like she's falling for some "get-rich quick" scheme. She's convinced she'll be making "6 figures" in a year. Has anyone heard about this company -- good or bad? I guess I'm the skeptical type and I usually don't fall for this kind of thing.
 
Nope, never heard of them. I'll be interested to see the replies though!
 
Google AmeriPlan. If it is the company I'm thinking of they scour places like Monster.com and prey upon those who are looking for jobs. In other words people who are desperate.

You may also need to put in the word scam. I don't remember. I did some research on them a few years ago.
 
I went to their site and applied..and then freaked when I realized what it was.

Basically think of Pampered Chef, Mary Kay and all that stuff.

Now instead of cooking items or makeup...it is some medical benefits stuff (not insurance of course...I never did find out exactly what it was) that you are "selling". Now--how do you "sell" this. I didn't get the full scoop--but the gist is you have a web page...and you somehow let everyone know and when they buy from you--that is how you make money. It is totally multi-level marketing. I'm on a pregnancy board and saw the link in someone's siggy. And on her site--not only can you buy it...she too can tell you all about it and help you in the door. I'm sure just like any other MLM, there's some type of incentive for recruits.

I never went through--I have an e-mail in my inbox some where from my "recruiter". If I dig it up, I can maybe finagle some more info for you. They wanted to only speak with me on the phone, but I insisted on an explanation in writing and it took 2 requests before she gave me even basic info. That was my second red flag. The first was the promise of income from only 10 hours a week and in such a such time you could make $x. No thanks! Not into that one bit.

For legitimate opps check out www.workplacelikehome.com . They actually list some legitimate work at home opportunites that replicate working in a building somewhere...but a way to supplement your income from the comfort of your own home.

One of the mods actually compiled a list of opps: http://www.workplacelikehome.com/forum/showthread.php?t=60

None of these places are MLM...most you would work for as an independent contractor and usually you can set your own hours based on available schedule. Most you are payed a per minute rate of talk time, or for other jobs per word or submission or some other type of per actual work arrangement. Very legitimate--though work very much ebbs and flows...I'm in a ditch right now making very little...but what goes down always goes back up.


I don't think of MLM as a "scam" per se. I think they are just like all the diet commercials with their super trim spokespeople. *results not typical. So I'm sure someone makes 6 figures in a year, but that is not characteristic of all of a company's MLM workers.
 

I googled AmeriPlan scams. Lots of info. I can't believe all the websites out there devoted to scams and rip-offs. There were some testimonials, but way too many negatives. Sounds like another pyramid type of scam to me.
 
Linda

Glad you found the information you needed.
 


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