I need advice - has anyone been rejected for the card and been successful in calling and trying to have the decision reversed?
Heres the story: I have the card already for personal use and received the points deal a few years back. Also, my husband applied separately for his business and received the card and the points deal a few years back. We have outstanding credit and have been regular users of both cards. So I am starting a little business of my own (a small store) and need a credit card to get started with vendors etc. I applied for the business card in my businesses name, but since I'm just starting, I don't have any income from the business to report. I am also currently a stay at home mom and have no income. I used my household income (husbands salary) on the application. So they rejected my application and said the family already has too much credit with Chase and the business is too new to issue a credit card. I really need the credit card for my business and wasn't just doing this to get the points, I will apply for a card with another company - but the 50,000 points sure would have been nice - anyone think it is worth calling to appeal?