Somebody please explain to me

[WebmasterAlex]

WHY people still use checks! It never fails.. I am in line at the grocery store and the person in front of me pulls out the checkbook.. of course they have to pull out 7 forms of ID and do the check approval thing. AND THEN they HAVE to stand there and balance their stupid checkbook! There is this new invention out called the Debit card! It comes out of the exact same account.....

 

[Mermaid02]

Because I prefer to use checks- until they stop accepting them... I'm gonna keep writing them.

And this will really drive you crazy..... I have a debit card too.... and I keep it inside my checkbook....

 

[Poohbear123]

Alex I try and tell people this, but, for some reason, they HAVE to write out a check! THAN I have to SHOW them HOW to slide the card, push the right buttons,......etc. etc. etc.

 

[Beauty]

Sorry Alex but I'm still a check person. I tried the debit card but I would forget, not write it down and be off on my balance and go crazy before the statement came in. With my checks I can call the 800 number put the check number in and mark off what has and hasn't cleared as I go. Maybe I'm old fashioned but I like my checks....guess thats the one place I don't want to move forward with.

 

[Princess Michelle]

Because some people (like my mom) are afraid of technology. Also because some people can't control their spending when they have a debit card, saw that way to much when I worked for a bank.

 

[debster812]

LOL Alex,

I am one of those dinosaurs who still use checks, but mostly ONLY at Stop and Shop, and I would NEVER dream of balancing it there (that's DH's job ). But I only use it at the grocery where we already have a card, I let them print it out, so it is just as quick as trying to explain to a debit-card newbie how to use the PIN pad. It all evens out in the end.

Just so I never get on your bad side, where should I NOT go shopping, checkbook in hand???

Debbie

 

[Lars624]

I stil do the check thing b/c I'm a bit concerned I'd lose the receipts if I used a debit card & then not record them. With my checks I have duplicates. I do have the check filled in except for the amount when I get to the register so I hope I'm not holding anyone up. The stores around here very rarely need id anymore, most of it is all in their computer.

 

[WillyJ]

I hear you Alex!! Either that or it's someone who waits for the total to be rang up, and then spends 20 minutes digging around through lint, tissues, pants pockets, and those little coin purses because they just have to pay with the exact change. .

I say we put them all in a sack and throw them off a cliff!!!

 

[CamColt]

Im a real dinosaur...I use cash! Thats usually at a supermarket or drug store. When I go shopping for clothes, shoes, stuff like that, I always use a credit card(pay it all off at the end of the month though). I dont think Ive ever used my debit card, but I also havent used a check in a store in a long time.

 

[JohnTBap]

Paper trail.

 

[NancyIL]

I agree with you Alex. And when the person waits until everything is totaled and then pulls out the checkbook and begins writing - that really drives me nuts! I'm glad most grocery stores take credit cards, because that's how I pay for just about everything.

 

[Tina]

I'm with you Alex! I get so frustrated when I'm in a rush and the person in front of me pulls out the old checkbook. Sometimes they take so long to write it out, I wonder if they're trying to win a penmanship contest. I want to scream "Join the new millenium!" Honestly, if you're careful about where you put your card when you're done using it, there's no reason you can't put your receipts in the same place - back in your wallet. That's what I do. My DH puts all of his receipts in a dish in the kitchen. I sit down once a week and record them all, enter the checkbook in Quicken, then download my transactions to catch any we've missed. If you don't use Quicken or Money, you can always log on to your bank's website to record any receipts you've missed.

Easy as pie!

 

[Eeyore2U]

I think part of it is the "float" you get by writing the check. If you use a debit a card the debit is asap. If you write a check it takes a couple of days to clear.

 

[Ranatra]

I still like paying by check, I can keep track of things better.
I always have the check all filled out and signed, while I'm waiting for the cashier to finish scanning my groceries, then I just fill in the total and I'm done.

 

[mom2boys]

paper trail is right.
However, I do have everything but the amount written while my order is being rung. I once had a clerk tell me she'd never seen anyone write a check so quickly. It only takes a second to write the amount.

Pet Peeve - the 17 yr old grocery clerk who refuses to TELL me my total. I always make the clerk tell me total. I still check the screen but I think a clerk should tell the customer the total amount of the bill. (Thanks - I feel better now.)

 

[DocRafiki]

Or credit cards... hello! If you're worried about the extra float day, you can get up to a month on a credit card! I use a credit card for everything... I have to remind myself to keep cash on hand for tolls/fast food/etc.

I'm still trying to figure out why people don't have cc's (I know the debt excuse, but an adult can't control what they buy?), so I can't even fathom the debit card fear.

 

[Serena]

I use checks because I know too many people that have had trouble with the debit cards. I normally have everything ready and just need to fill in the amount though.

 

[Kermit]

I thought that every person who used checks lived here to antagonize me!

It's not a big deal when people will fill out everything they know while they're waiting in line, but many will start looking for the checkbook after they get their total. And then they always have to record it right there. Just buy duplicate checks. Carbon copies are a wonderful invention.

I haven't used checks except for bill paying in ages. Once about 2 years ago, I was at a store and the credit card machine was down. I seriously thought for a few seconds that I was just going to have to make my purchases later, until I remembered that I always carry a check book.

 

[Lucky4me]

The ONLY reason I still write checks at the grocery store: It takes the store 5 days to cash the check! I figure with the amount of money I give them, I may as well hang on to it as long as possible. It's all psychological I know but it works for me. I fill out the check before I even get to the store and it only takes a few seconds for the transaction. I too get angry at the slow poke payers....

 

[nativetxn]

I'm more of an American Express kind of person