from a first time poster, long time lurker. We leave Christmas Day from Maryland for our second stay at Fort Wilderness. We feel really fortunate to have gotten our reservations just three weeks ago as we have been trying since August. I have a few last minute questions... I'm preparing a site request to fax in following the format suggested. This worked really well for us on our first stay last Easter... we were able to get a site in the 100 loop as we had requested. This time our reservation is for a premium site and I have two questions. Are all of the loops listed in the Fort FAQ as premium finished? I don't want to waste anyone's time by requesting a loop that hasn't yet gone through the change. Or, is it possible to voluntarily downgrade from premium to preferred? There are preferred loops that we would "prefer" over some of the premium loops. I would consider paying the premium rate for the option of staying in a preferred loop. We are excited to be bringing our newly acquired golf cart on this trip. At a campground near home they require that the owners of private carts carry liability insurance. We have not taken the cart to this campground so I haven't purchased it. It doesn't appear as though this is a FW requirement but has anyone done this or feel that it is necessary? Lastly, I've been reading about the possibility that the parks may reach capacity and close on New Year's Eve. If you arrive early enough to access a park can you leave and then go back? I suspect the answer is "no" but it would help to know for sure. Thanks for any input... I really enjoy this forum, it's the next best thing to being there.